LOL.... is that part of the potty training…??? :bowrofl:

The kid has to be tested every now and then. :bowrofl:

:icon17:

Can someone please explain to me the purpose of a $5000 deductible?!? What's that? You can't? Didn't think so... :icon14:

Yeah, so apparently my wife's new company has the worst fvcking insurance policy available. Facility is going to charge $2K and the Dr costs nearly $3K to do the surgery - just short of our deductible. We just got :owned: Christmas is canceled! :icon17:

:icon14: that sucks hard!

That's life.... just gotta roll with the punches. Those low blows are BRUTAL sometimes :rofl2:

When she called me and said $5K deductible, I was literally speechless. I already called our insurance broker, and she found better coverage for no more money with $1500 deductible. I will be switching her over as soon as possible. That corporate policy her company has is complete garbage after looking at it. Guess I should have done that in the first place.

$5000 deductable…??? :icon14:

That's like a policy that pays virtually nothing………

No $hit! Her company pays for it, so we're not getting shafted as much as we could have been. But when we get her off that plan, her company will reimburse us for up to the amount they currently pay. And we'll get significantly better coverage. :tup:

Sounds like a good plan for you and Mrs. :tup:

I always question the intention of 'deductable', if they(insurance) gonna pay… just pay... where they just pay with a deductable, we should have a deductable on our premium…!!!

:tiphat: on the edit.... on my cell phone... and I have to key-in the emoticon.... lol

This sounds like the plan I was on when I had my surgery. Was not company insurance at the time, but at $137/month, it was the best I could afford. I can't remember the full total of my surgery but I'm fairly certain that I paid it all out of pocket and the insurance paid jack ****. Work out a payment plan in advance with the Dr and facility.

Bud... you gonna get one too.... next season when you test drive your 450ish whp Z..... :bowrofl:

Should I send you this as Chinese New Year Present next year???



I can ask them to see if they have Commando-Style.... :bowrofl: :bowrofl:

Hello honey~~~~ :p

How are you doing today??? :p :p

Was doing great and just got some heavy news about a coworker. The medical system in this country fvcking sucks. That is all.

I hope your co-worker is doing ok......

The medical system.... either you pay hefty-tax and have a government-covered medical system (like Canada) or you pay less with a on-your-own plan.

However, while medical assessment and surgery is covered by government in here, the cost of medication is not cheap..... :icon14:

I LOVE the premium deductible idea, Mr. Alcheng! :tup: :icon17:


For $137/month I might have expected a ridiculous deductible. However, we're in the $350/month range! No way should it be over $2K. But apparently, standard practice in the insurance biz is to assume every female in their early 30s is pregnant :ugh2:

Sorry to hear about your co-worker. I can empathize.