Buying my first home. Fill me in home owners.

TongMan · 01-22-2011, 08:28 AM

Hey everyone. I am buying my first home and I am very excited. Just put in an offer for a 3 bedroom, 2.5 bath, two story home for 185,000. Being a noob to buying a house, what should I look into regarding insurance (flood, earthquake, hail, etc), unexpected or expected fees, property tax, and a whole bunch of whatever it takes to be a home owner. I do not have a family and am not married or have any baby daddy issues. I'm 26 years old. I qualified for a fixed 30 year loan of 4.75%.

I know that I need to swap out all the door locks and knobs with my own because I don't know how many sets of keys are out there. Anything else?

01-22-2011, 08:28 AM	#1 (permalink)
TongMan A True Z Fanatic Join Date: Feb 2010 Location: NorCal Posts: 1,297 Drives: 2013 Nissan GTR Rep Power: 715	Buying my first home. Fill me in home owners. Hey everyone. I am buying my first home and I am very excited. Just put in an offer for a 3 bedroom, 2.5 bath, two story home for 185,000. Being a noob to buying a house, what should I look into regarding insurance (flood, earthquake, hail, etc), unexpected or expected fees, property tax, and a whole bunch of whatever it takes to be a home owner. I do not have a family and am not married or have any baby daddy issues. I'm 26 years old. I qualified for a fixed 30 year loan of 4.75%. I know that I need to swap out all the door locks and knobs with my own because I don't know how many sets of keys are out there. Anything else?

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