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Hey guys, I need some help on choosing which loan company I should get my house loan through. Do you guys know of any good ones? It's my first house
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01-08-2011, 11:37 PM
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#1 (permalink) |
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Base Member
Join Date: Sep 2009
Location: San Diego
Posts: 163
Drives: Nissan 370Z
Rep Power: 15  |
Need help choosing home loan
Hey guys, I need some help on choosing which loan company I should get my house loan through. Do you guys know of any good ones? It's my first house I'm buying. Any feedback or recommendations will be great.
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01-09-2011, 06:27 AM
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#2 (permalink) | |
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A True Z Fanatic
Join Date: Apr 2010
Location: .
Posts: 42,608
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Quote:
Since this is your first house, you may be able to get a lower rate if you take out an FHA (First-time Homeowner) loan, but I would still look at all options. |
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01-09-2011, 02:34 PM
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#3 (permalink) |
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A True Z Fanatic
Join Date: Nov 2009
Location: Not in Sunny Florida
Posts: 6,358
Drives: 16 Nismo w/Tech Pack
Rep Power: 4499 |
The loan company is not a problem, the APR and the years. You should get a FIXED APR and that is what you want to look at. You can take a loan with a company and before you make your first payment they will sell your mortgage to some other bank.
However, check with your locals banks, right now I have Wells Fargo at 5%. I even heard 4% for other companies. :dunno: Are you a Veteran?
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2009 370Z MB Base w/Sport Package 6MT  Modshack's Custom Air Intakes /3M Clear Bra/ Illuminated Kick Plates / F. I CBE w/12" resonators / EVO-R Front Lip / Rear Hatch Wing / Tein S-Tech Springs /Ilegal Tint in the Rep. of VA/4x20mm Z1 Spacers/ Vinyl Roof/Liquid Carbon Designs Last edited by PapoZalsa; 01-09-2011 at 07:49 PM. |
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01-09-2011, 06:00 PM
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#4 (permalink) | |
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Base Member
Join Date: Sep 2009
Location: San Diego
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01-09-2011, 06:15 PM
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#6 (permalink) | |
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Retired admin
Join Date: Dec 2008
Location: Winterfell
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It probably doesn't matter who you go with since the loan will be sold several times
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