02-13-2010, 10:53 AM
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#4 (permalink)
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A True Z Fanatic
Join Date: May 2009
Location: Maryland
Posts: 1,397
Drives: 09 Sports 6 Speed
Rep Power: 429
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Quote:
Originally Posted by kdoske
who is the creditor I'm confused. Credit protection should only be charged if you have a balance on your account. Typically is so many cents to the dollar. You should only have to call your creditor, whoever that is, and dis enroll from the credit protection service.
Having said all this, this has nothing to do with your credit score. Just pay your current credit protection balance and cancel and you should have nothing to worry about. The only way any of this would effect your credit is if you stop making payments.
p.s. Please move to appropriate section.
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Well, they said I owed $15 for over 3 months so I'm afraid they reported me to the collectors and that would mess my credit score up.
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