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Hit a Forest Rat last night

Originally Posted by vtec to vvel If it makes financial sense to sell and you won't regret your decision to sell, then go for it. My vote is to keep

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Old 11-16-2022, 11:02 AM   #16 (permalink)
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Originally Posted by vtec to vvel View Post
If it makes financial sense to sell and you won't regret your decision to sell, then go for it.

My vote is to keep it. I'm paying $800 (car note, insurance, and garage)/month for a car that I can't even drive (and haven't driven in almost 2 years) because I love it so much lol.

For what it's worth, selling it now may be a bit harder than before. If selling privately, you may get more but will take more time. If selling to a dealership, they will prob. low ball you now that rates have risen and sales are slowing down (and the $25K they offered was probably before the forest rat running into you).
I went to a dealer I have “NO” interest in buying from to see what I can get. They are aware of the damage. I’m waiting on an estimate on the damage. Ball park was $1500. I’ll pay that out of pocket if I can get $3,000 more out of her. Obviously.

What’s weird, is this is the first time I’m attached to a car I’m selling. Every other one I was happy to see go, so the decision is hard for me.

I have a deal in place on a Mazda CX-5 using MZ DAIZY as a down payment. Just can’t quite pull the trigger...
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Old 11-16-2022, 11:13 AM   #17 (permalink)
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Another reason to keep it:

You get to be part of a fun group (unless you go EW's route and buy a bmw and still lurk on the forum). For example, one of the threads you created lol:

Thanks VTEC...
I’ll still lurk here! I like youse guys! Besides, where can you get entertaining conversation like magnetic oil plugs for $15 a year?
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Old 11-16-2022, 11:36 AM   #18 (permalink)
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I went to a dealer I have “NO” interest in buying from to see what I can get. They are aware of the damage. I’m waiting on an estimate on the damage. Ball park was $1500. I’ll pay that out of pocket if I can get $3,000 more out of her. Obviously.

What’s weird, is this is the first time I’m attached to a car I’m selling. Every other one I was happy to see go, so the decision is hard for me.

I have a deal in place on a Mazda CX-5 using MZ DAIZY as a down payment. Just can’t quite pull the trigger...
Why an SUV?

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I’ll still lurk here! I like youse guys! Besides, where can you get entertaining conversation like magnetic oil plugs for $15 a year?
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Old 11-16-2022, 12:11 PM   #19 (permalink)
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Why an SUV?



In a nut shell...

brand new. Warranty is important.
Wife loves it.
More practical for this time of my life. AWD is important now.
Creature comforts are awesome. Major bang for the buck.

Downsides:
It’s an SUV
It’s a Mazda.

I’m looking at what is going to be better for us 5 years down the line. A 10 year old Z or a 5 year old Mazda. Kicking the can, mostly.
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Old 11-16-2022, 12:12 PM   #20 (permalink)
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$25,000 pre or post accident?

If it's post accident I would take that any day and fall in love with something else.

Let the finances make sense.
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Old 11-16-2022, 12:19 PM   #21 (permalink)
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$25,000 pre or post accident?

If it's post accident I would take that any day and fall in love with something else.

Let the finances make sense.
Yea, post accident. I’m certainly not going to fall in love with a Mazda SUV, but it certainly fits our needs. Thus, my dilemma. Heart says keep it. Head says sell it.
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Old 11-16-2022, 12:23 PM   #22 (permalink)
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Yea, post accident. I’m certainly not going to fall in love with a Mazda SUV, but it certainly fits our needs. Thus, my dilemma. Heart says keep it. Head says sell it.
Keep the Z AND buy the Mazda. Problem solved.
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Old 11-16-2022, 12:26 PM   #23 (permalink)
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Keep the Z AND buy the Mazda. Problem solved.
Yea, well... I was kinda hoping you hit that Powerball and help me out...
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Old 11-16-2022, 12:36 PM   #24 (permalink)
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Yea, well... I was kinda hoping you hit that Powerball and help me out...
I'm gonna win that sumb!tch....




Rusty, I will need for you to help out MZ DAIZY with the half I'm giving you after I win lol
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Old 11-16-2022, 12:42 PM   #25 (permalink)
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I still say get rid of the Z $25k with minor cosmetic damage is fantastic regardless to any upgrades, proper care and what not.

In regards of the Mazda, understand that one of the biggest drawbacks of ALL Mazda's is road noise due to less insulation than your average vehicles. This is how they compete in all honesty being that they have the looks, power, performance and "some" reliability.

Not counting their classic RWD models, almost all others I've owned and worked on are very slim on cabin insulation.

Road noise is a big one for me and they are loud.
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Old 11-16-2022, 12:57 PM   #26 (permalink)
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What is the OTD price of the Mazda? And how much do you owe on your Z?

Keep in mind, inflation paired with higher rates and Fed Funds Rate drastically erodes your buying power and $25K doesn't get you as far as it used it.
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Old 11-16-2022, 01:12 PM   #27 (permalink)
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Better yet, why not keep your Z and trade in your wife's car? I thought you mentioned in another thread that she has a Kia?
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Old 11-16-2022, 01:25 PM   #28 (permalink)
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[QUOTE=vtec to vvel;4032286]Better yet, why not keep your Z and trade in your wife

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Old 11-16-2022, 01:31 PM   #29 (permalink)
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[QUOTE=redondoaveb;4032288]
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Better yet, why not keep your Z and trade in your wife

Fify
LMAO!
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Old 11-16-2022, 01:34 PM   #30 (permalink)
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Mz Daizy, what ever you decide bro, just think it through.

It's not exactly the best time right now to be taking on additional debt. Feds raised rates 6 times this year, with 4 of them being 75 bps raises, and probably another raise in 12/2022 with more expected to come in 2023 to fight inflation. Feds are trying to discourage borrowed spending and lessening the money supply in the economy through quantitative tightening, so if a buyer does qualify for a car loan, they will be qualified at a lesser amount with a higher rate (more of your monthly payment will go towards interest rather than principal).
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