The New “What did you do with your Z today” (with off topic replies) XXXV

Zoren 370 · 03-25-2020, 08:27 AM

Quote:

Originally Posted by Leingod

Just stay in at this point Zoren. I'll break this down as simple as possible.

Whatever you're vested in currently is down a ton of money. Why would you withdrawal your vested amount now when it's at its theoretical lowest point just to put it back in at a later time when things rebound and stocks go back up again? Youll start off with even less vested stock instead of just riding it out.

We have enough safeguards in place that the market will tank for a while and then begin to rebound eventually. Just ride it out and you'll be safe to retire at your planned age regardless.

Thanks man that made sense. I probably reallocate some of my 401k any suggestions to where it would be safer or less risky?

Leingod · 03-25-2020, 08:33 AM

Quote:

Originally Posted by Zoren 370

Thanks man that made sense. I probably reallocate some of my 401k any suggestions to where it would be safer or less risky?

Here's a mix of my top 5. These are all safe. They're slow burners basically. The major ones are the last 2 for me. I've seen a climb of 4.75 and 6.46 rate of return on them respectively.

T Rowe price mid cap growth

T Rowe price dividend gr

Nbt Bancorp stock fund

Vanguard intermediate US treasurery

T Rowe price retirement 2050

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