Hater smashed my windshield, should I claim with insurance?

tonybui · 08-16-2011, 01:30 PM

I have statefarm and I doubt that's they are gonna cover it. So I called around and got a quote for $195 and I don't know the quality of the glass. Any advice on what I should do??

kenchan · 08-16-2011, 01:33 PM

ofcourse you should have insurance cover for this. some policies include free glass replacement under comprehensive coverage. (thats if your deductible is zero)

ZeeingAround · 08-16-2011, 01:40 PM

You turn that into insurance. I have replaced three. Never did effect my insrance rates.
The guys came right to the house and changed it out. The subaru outback windshield ws about $600 because of the glass heater. Didn't cost me a dime.

USMCASA · 08-16-2011, 02:25 PM

get pilkington glass or nissan oem, anything less is cheap crap. make sure they do it right and remove the cowl panel (which requires removal of the front brace) and extra careful taking the a-pillars off or they will be buying new ones.

ggiwin · 08-16-2011, 03:17 PM

when someone threw bricks at my driver side and rear hatch windows, insurance will cover it with no hassle as long as you got a police report. I'd say go for nissan OEM as it is your best bet regarding fitment issues IMO.

ZCarMan · 08-16-2011, 03:21 PM

Quote:

Originally Posted by tonybui

I have statefarm and I doubt that's they are gonna cover it. So I called around and got a quote for $195 and I don't know the quality of the glass. Any advice on what I should do??

Where in MD did this take place?

vividracing · 08-16-2011, 03:36 PM

Also, make sure that the techs are wearing gloves at all times while handling the windshield. The oils from skin can cause problems with the adhesives.

Quote:

Originally Posted by ZCarMan

Where in MD did this take place?

West Baltimore?

Vaughanabe13 · 08-16-2011, 03:36 PM

I don't have anything to add other than I feel for you and that kind of thing really ruins your day.

onzedge · 08-16-2011, 03:38 PM

What is wrong with people to even do this?

ZCarMan · 08-16-2011, 03:54 PM

Quote:

Originally Posted by onzedge

What is wrong with people to even do this?

I lived most of my life on the west coast and thought I'd seen it all. Then I moved to the beltway area and realized I had not see anything! Folks here just don't give a damn about anything, especially on the roads but in certain parts of MD its just crazy.

ImportConvert · 08-16-2011, 04:19 PM

Quote:

Originally Posted by onzedge

What is wrong with people to even do this?

People that fail at life want others to fail, too.

Go with a reputable installer whatever you do. The front-windshield is considered part of the structure on most cars, and I doubt the 370Z is exempt. It does more than block the bugs.

mantella87 · 08-16-2011, 05:20 PM

If someone ever does this to my car I want to witness it at the perfect time, that way I can get them and shatter their ribs until their chest looks like a bag of broken seashells. They'll eat applesauce for the rest of their life.

AppleZ · 08-16-2011, 05:40 PM

Quote:

Originally Posted by mantella87

If someone ever does this to my car I want to witness it at the perfect time, that way I can get them and shatter their ribs until their chest looks like a bag of broken seashells. They'll eat applesauce for the rest of their life.

Is your avatar a picture of you? If so, I believe what you said above. Ha!

mantella87 · 08-16-2011, 05:44 PM

Haha yeah that's me.

PapoZalsa · 08-16-2011, 08:32 PM

Some shops will cover half or more of the deductible.

08-16-2011, 01:30 PM	#1 (permalink)
tonybui A True Z Fanatic Join Date: May 2009 Location: Maryland Posts: 1,397 Drives: 09 Sports 6 Speed Rep Power: 426	Hater smashed my windshield, should I claim with insurance? I have statefarm and I doubt that's they are gonna cover it. So I called around and got a quote for $195 and I don't know the quality of the glass. Any advice on what I should do??

08-16-2011, 01:40 PM	#3 (permalink)
ZeeingAround A True Z Fanatic Join Date: Dec 2010 Location: Michigan Posts: 6,365 Drives: 3500 NVP 370Z-sold! Rep Power: 86623	You turn that into insurance. I have replaced three. Never did effect my insrance rates. The guys came right to the house and changed it out. The subaru outback windshield ws about $600 because of the glass heater. Didn't cost me a dime. __________________ Get some roosters for eggs and Bulls for milk . Then you will see that gender matters. Especially at milking time.

08-16-2011, 03:36 PM	#8 (permalink)
Vaughanabe13 Enthusiast Member Join Date: Jul 2011 Location: Iowa Posts: 387 Drives: 09 Nissan 370Z M6 Rep Power: 13	I don't have anything to add other than I feel for you and that kind of thing really ruins your day. __________________ 2009 Nissan 370Z Touring, w/sport, 6MT, chicane yellow/black.

08-16-2011, 03:38 PM	#9 (permalink)
onzedge A True Z Fanatic Join Date: Apr 2010 Location: Battle Lake MN Age: 63 Posts: 183,964 Drives: 370Z 240Z Rep Power: 2684736	What is wrong with people to even do this? __________________ Koni\|Swift\|Michelin\|Motordyne\|Berk\|RJM Performance\|Gates\|SPL\|Motul\|Technafit\|Ate Super Blue\|Hawk Tommy Kaira\|Momo\|Optima\|Hella\|Hotchkis\|Red Line\|ZSpeed\|Stillen\|B&M\|H&R

08-16-2011, 08:32 PM	#15 (permalink)
PapoZalsa A True Z Fanatic Join Date: Nov 2009 Location: Not in Sunny Florida Posts: 6,358 Drives: 16 Nismo w/Tech Pack Rep Power: 4499	Some shops will cover half or more of the deductible. __________________ 2009 370Z MB Base w/Sport Package 6MT Modshack's Custom Air Intakes /3M Clear Bra/ Illuminated Kick Plates / F. I CBE w/12" resonators / EVO-R Front Lip / Rear Hatch Wing / Tein S-Tech Springs /Ilegal Tint in the Rep. of VA/4x20mm Z1 Spacers/ Vinyl Roof/Liquid Carbon Designs

08-16-2011, 01:33 PM	#2 (permalink)
kenchan A True Z Fanatic Join Date: Aug 2009 Location: N/A Posts: 76,801 Drives: N/A Rep Power: 141520	ofcourse you should have insurance cover for this. some policies include free glass replacement under comprehensive coverage. (thats if your deductible is zero)

08-16-2011, 02:25 PM	#4 (permalink)
USMCASA A True Z Fanatic Join Date: Nov 2009 Location: NC Posts: 1,152 Drives: 09 370z CY M6 Rep Power: 17	get pilkington glass or nissan oem, anything less is cheap crap. make sure they do it right and remove the cowl panel (which requires removal of the front brace) and extra careful taking the a-pillars off or they will be buying new ones.

08-16-2011, 03:17 PM	#5 (permalink)
ggiwin Base Member Join Date: Jun 2010 Location: orange county Posts: 226 Drives: 2010 AT PW Rep Power: 14	when someone threw bricks at my driver side and rear hatch windows, insurance will cover it with no hassle as long as you got a police report. I'd say go for nissan OEM as it is your best bet regarding fitment issues IMO.

08-16-2011, 05:20 PM	#12 (permalink)
mantella87 Track Member Join Date: Jun 2011 Location: Sacramento, CA Posts: 590 Drives: 2011 Z34 MT Rep Power: 14	If someone ever does this to my car I want to witness it at the perfect time, that way I can get them and shatter their ribs until their chest looks like a bag of broken seashells. They'll eat applesauce for the rest of their life.

08-16-2011, 05:44 PM	#14 (permalink)
mantella87 Track Member Join Date: Jun 2011 Location: Sacramento, CA Posts: 590 Drives: 2011 Z34 MT Rep Power: 14	Haha yeah that's me.

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