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MZ DAIZY for sale

Originally Posted by MZ DAIZY It’s been probably 40 years since I haven’t had a car payment. I’m kinda leaning toward having an “asset”, but car payments have always been

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Old 11-22-2022, 08:49 PM   #16 (permalink)
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Originally Posted by MZ DAIZY View Post
It’s been probably 40 years since I haven’t had a car payment. I’m kinda leaning toward having an “asset”, but car payments have always been a monthly expense for me.
The Z is an "asset" AND you can dump the car payment! No brainer there!!

Regardless, we are rooting for your best outcome. glws...







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DON'T DO IT!

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Old 11-23-2022, 08:42 AM   #17 (permalink)
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The Z is an "asset" AND you can dump the car payment! No brainer there!!

Regardless, we are rooting for your best outcome. glws...







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DON'T DO IT!

LOL! Love youse guys, but ya’ll ain’t helping me!
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Old 11-23-2022, 09:46 AM   #18 (permalink)
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Boy, I say boy! Pay attention son! My plan is to sell the Z, finance the Mazda with those proceeds and I will inherit the KIA.

She needs a new car more than I need the Z.
Husband of the year right here. /\. Damn, I don’t want my wife to see this.

I hope your better half appreciates your sacrifice.

(All I hear in my head is foghorn leghorn lol).
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Old 11-23-2022, 09:53 AM   #19 (permalink)
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LOL! Love youse guys, but ya’ll ain’t helping me!
Not suppose to help, just make things difficult.
I must have said 4 times over the past 2 days I am going to sell my Z.
But then I see my track pictures on my screen saver and I say that's me and that's my Z
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Old 11-23-2022, 11:28 AM   #20 (permalink)
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Husband of the year right here. /\. Damn, I don’t want my wife to see this.

I hope your better half appreciates your sacrifice.

(All I hear in my head is foghorn leghorn lol).
The funny thing is, my wife isn’t all that excited about a new car. She’s a smoker and isn’t at all excited about my no smoking in the new car law.

Wasn’t sure anyone else would get the foghorn leghorn shout out!
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Old 11-23-2022, 11:31 AM   #21 (permalink)
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Not suppose to help, just make things difficult.
I must have said 4 times over the past 2 days I am going to sell my Z.
But then I see my track pictures on my screen saver and I say that's me and that's my Z
This indecision’s killing me - Joe Strummer/Mick Jones
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Old 11-27-2022, 08:42 PM   #22 (permalink)
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LOL! Love youse guys, but ya’ll ain’t helping me!
Keep the Z!

Quote:
Originally Posted by danegrey View Post
Not suppose to help, just make things difficult.
I must have said 4 times over the past 2 days I am going to sell my Z.
But then I see my track pictures on my screen saver and I say that's me and that's my Z
x1000000000000


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Originally Posted by MZ DAIZY View Post
The funny thing is, my wife isn’t all that excited about a new car. She’s a smoker and isn’t at all excited about my no smoking in the new car law.

Wasn’t sure anyone else would get the foghorn leghorn shout out!
Oh hell no.....KEEP THE DAMN Z!

Otherwise, new car comes with Nicorette
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Old 12-05-2022, 09:28 AM   #23 (permalink)
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2017 Sport Tech. Manual Trans. 42,000 miles and asking $28,000. PM me for more details if interested.
Reduced to $24,000.
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Old 12-08-2022, 05:56 PM   #24 (permalink)
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Bump for my man Mz Daizy
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Old 12-09-2022, 10:47 AM   #25 (permalink)
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Bump for my man Mz Daizy
Ive decided to put this off for now. Ill revisit in he spring.
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Old 12-09-2022, 12:11 PM   #26 (permalink)
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Ive decided to put this off for now. Ill revisit in he spring.
Honestly bro, I think you made the better financial choice on this. If a dealership offered you $25K, I personally wouldn’t go below this mark, esp. if selling privately. My line of work is basically to sell money and debt, but I also like to keep people informed so they can make informative decisions, so the following is my opinion of course:

As I said before, it really depends on your goals. If you are in a position where you absolutely HAVE to sell, that’s one thing, but if time is not of the essence, my opinion is that it would be better to wait on selling (though the value of your car may or may not be the same at a later time).

The GOOD: Though it’s getting better, global supply chain issues is still prevalent and this is what’s keeping prices/values higher, aside from inflation. So you as a seller could still benefit from this. The consumer market has shifted for sure within the past few months, but, due to the supply issues, it still is more of a seller’s market.

The BAD: Due to Feds raising the rates, it can be challenging to find qualified buyers for financing. The loan qualification standards itself should remain the same (DTI, etc.), but the amount the borrower qualifies for is the key. Not sure how auto lending works, but in mortgage, for every 1% increase in rate is approx. 10% decrease in buying power. Unless you can find a cash buyer willing to shell out $25K, there is a good chance that you would be playing the waiting game and dropping the price in the process of selling now (and I don’t think you want to drop the price to a point where it’s below what you need/want to net).

The UGLY: IMO, it’s a bad time to take on additional debt because it is getting more expensive to borrow (who know what the Feds will do with rates going forward). I also think it’s a bad time to be selling because of the limited pool of qualified buyers available due to elevated rates. So while not selling now could possibly prevent you from having to keep dropping price and net below what you need/want, waiting to sell later can also have its drawbacks because there is no telling how car values may fluctuate (real estate and cars are two completely different forms of investments – asset vs liability). Some people think the economy is currently in a recession (and by definition, we may be), however, the Feds generally never raise rates during a recession (in fact, they would reduce rates via quantitative easing to encourage borrowed spending to stimulate the economy). With recession fears looming, people will start being more conscious of their spending habits (commodity vs necessity). Many economists are projecting that a recession should be coming sometime in 2023, and if this happens, this is when rates should start dropping, which then would equate to more buyers.
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Old 12-23-2022, 07:45 AM   #27 (permalink)
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The funny thing is, my wife isn’t all that excited about a new car. She’s a smoker and isn’t at all excited about my no smoking in the new car law.

Wasn’t sure anyone else would get the foghorn leghorn shout out!


I loved all those cartoons as a kid.

I guess we’re getting old
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