0% financing on 370z in Canada?

Zipper 104 · 08-13-2016, 04:02 AM

These days, if the car I picked couldn't qualify for 0% I'd pick one that did.
They're darn near paying you to borrow money from them.

104

jamtinge · 08-14-2016, 03:18 PM

Quote:

Originally Posted by Zipper 104

These days, if the car I picked couldn't qualify for 0% I'd pick one that did.
They're darn near paying you to borrow money from them.

104

i agree w you. but then the price of base 370z is too good to pass up even with this outrageous finance rate

ScottM · 08-22-2016, 08:40 PM

Bought mine last month at 4.49%. I had the dealer look up various months and it was not better than that for months. She didn't go FAR back but just a fyi

LMBmikeZ · 08-23-2016, 05:13 AM

Line of credit?

if you have one large enough it is definitely the way to buy anything that is large and not done with cash/debit. Nothing seems to come close to interest% when I shop around, so everything goes on line of credit.......

mishuko · 08-23-2016, 08:00 AM

Quote:

Originally Posted by LMBmikeZ

Line of credit?

if you have one large enough it is definitely the way to buy anything that is large and not done with cash/debit. Nothing seems to come close to interest% when I shop around, so everything goes on line of credit.......

I saw a Nissan 0% financing deal.. the flashed a 370 roadster at the end but I doubt it'll apply.

HELOC's are not bad option since they are low but then again you're just adding to a mortgage.

my LOC is 0.63% less than my financing rate... weird thing is even with preferred financing they offered me 5.5.... then when I went to dealer they offered 4.98 over 4 year term.

I questioned saying my LOC is 4.5(at the time of purchase)... can't even do that? da fuq atleast it's sorta secured by a depreciating asset.

goodluck though... shop around that's for sure.

LMBmikeZ · 08-23-2016, 05:37 PM

I can't recall my current rate for LOC but I know it is very low and nothing else CC or financing comes close when I compare...... I also tend to pay the vehicles off in 36-42 months not 5-6years+ like most people when financing

mishuko · 08-24-2016, 07:30 AM

Quote:

Originally Posted by LMBmikeZ

I can't recall my current rate for LOC but I know it is very low and nothing else CC or financing comes close when I compare...... I also tend to pay the vehicles off in 36-42 months not 5-6years+ like most people when financing

yea I chose a 4 year term... they were pushing 6... then 5... then I was like no.

08-13-2016, 04:02 AM	#16 (permalink)
Zipper 104 Enthusiast Member Join Date: Aug 2014 Location: Canada's Wet Coast Posts: 480 Drives: '13 PW/Frost/Spt/AT Rep Power: 10	0% These days, if the car I picked couldn't qualify for 0% I'd pick one that did. They're darn near paying you to borrow money from them. 104

08-23-2016, 05:13 AM	#19 (permalink)
LMBmikeZ A True Z Fanatic Join Date: May 2010 Location: Ontario, Canada Posts: 12,237 Drives: 40th Rep Power: 10349	Line of credit? if you have one large enough it is definitely the way to buy anything that is large and not done with cash/debit. Nothing seems to come close to interest% when I shop around, so everything goes on line of credit....... __________________ CUSTOM NISMO \| BERK \| H&R \| STANCE \| SPL everything \| EVO-R \| 34 Setrab \| WHITELINE \| Redline \| Carkitcompany \| Zspeed \| UpRev \| SEIBON

08-23-2016, 05:37 PM	#21 (permalink)
LMBmikeZ A True Z Fanatic Join Date: May 2010 Location: Ontario, Canada Posts: 12,237 Drives: 40th Rep Power: 10349	I can't recall my current rate for LOC but I know it is very low and nothing else CC or financing comes close when I compare...... I also tend to pay the vehicles off in 36-42 months not 5-6years+ like most people when financing __________________ CUSTOM NISMO \| BERK \| H&R \| STANCE \| SPL everything \| EVO-R \| 34 Setrab \| WHITELINE \| Redline \| Carkitcompany \| Zspeed \| UpRev \| SEIBON

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08-22-2016, 08:40 PM	#18 (permalink)
ScottM Base Member Join Date: Jul 2016 Location: Iroquois Ontario Posts: 244 Drives: 2017 370z Coupe Rep Power: 42161	Bought mine last month at 4.49%. I had the dealer look up various months and it was not better than that for months. She didn't go FAR back but just a fyi