Originally Posted by Jeffblue

Theres a huge disparity in insurance premiums i think. So a motorcycle, costs about 75 bucks to insure for a year. If you crash, you might die or become seriously injured, but you're probably not going to kill anyone else or total anyone elses car with your bike unless you are going REALLY fast. Then, you have a sports car, like the Z, which is somewhat light, has a powerful engine, and has really high insurance premiums. then you get 5000 lb death machine Escalade, and it has lower insurance premiums than the Z. If it the premiums were based on potential damage caused to other vehicles, the SUV should have the premiums. if it were the overall safety of the vehicle, the motorcycle would have the highest premium. if it was dictated by the replacement cost, the escalade would have the highest premium. so tell me why the hell sports cars have the highest premiums.