|
HPDE Insurance
I have been invited to run with the CFRA B group sunday at Sears Point and I've accepted. Should I get their insurance? CFRA | Insurance Options
From their site: CFRA is a registered non-profit organization dedicated to providing quality track time to its members and their guests. We believe that you should know the people that you share the track with. To achieve this, CFRA is only allowed to grow in size by 10 new members per year. CFRA also sponsors dinners prior to most track events as well as several social events throughout the season such as banquets, lunches, Picnics, BBQ's, Karting, etc ... PARTICIPATION OPTIONS: Open track Qualifying Competition Exhibition Racing Drivers with less than 10 days of experience run in the "B" groups with requires that corner passing only be performed with the acknowledgment of the driver being passed. |
Don't see why not. Your normal insurance won't cover your track crashes (I asked my agent)
|
If I did the math correctly, it will come to $181 for the day. Does this seem reasonable?
|
The other option is this:
When you crash, have your car towed outside the track, put it up against a wall / tree (or whatever you hit inside the track) so the damage looks like it happened there and then call the police. Yeah, I know it's insurance fraud, but I know people who have done it before. |
that sounds like a reasonable price for the peace of mind.
when my oil cooler line separated and sprayed oil on a front caliper, causing me to go into a wall, it cost me about 3500 to repair, and thats only because I had a hook up on parts and on body work. I would much rather have spent 181. |
When I hit the wall I regretted not paying for the insurance my very first HPDE. So, if this is your first time? Go for it, minimal investment and maximum confidence.
Now that Ive been out a few more times since then, I doubt I'll get it, just because I know to not push myself too hard. |
Quote:
Quote:
Thanks for the advice. I will get it. $181 was with a $30,000 evaluation which is close to market value in my estimation. To EasyD I will be safe. Thanks. |
Watch for the deductible, they are usually in the $2K range
|
Quote:
|
I'd pay more to have a lower deductiable. But what the OP posted for this event is
"Deductible The deductible is 10% (of total value) with a $2,000 minimum and $5,000 maximum. This is subject to change as well. " Is this normal? |
That seems to be in line with what I've seen. Maybe a little on the higher side as far as the $5,000 maximum goes.
Still, if I totaled a $35k car I'd rather be out $5181 than the full replacement cost. |
Track insurance is a great idea for those whom 370 is primary/only car.
|
Quote:
|
It is forecast to rain tomorrow. I hate driving in the rain (both times it happened :icon17:). I'm from California and tend to be better practiced in the dry. For the piece of mind, I just bought HPDE one day insurance.
Thanks to one and all for the advice. |
Quote:
|
Quote:
1) You arent pushing the car so hard, so your tires aren't going to be decimated 2) Its much easier to find "the limit" and stay there, so its great for learning car control and patience 3) You still feel like you're going balls-out just because its a bit slicker Keep VDC on, and pace yourself properly. Its fun! That video is nothing sadly - day 1 was absolutely pouring on one or two sessions. The other 2 were just raining a bit. |
Drive like you want to drive the car home in one piece....
|
Quote:
I will and did. Thanks |
Quote:
It looks like you had the same or similar competition. A Camaro holding up everybody, a Corvette that got squirrelly, a BMW that you slowly reeled in. How did you like that banked turn? Looks like the Nurburgrings bank. |
Quote:
Btw, assuming its the same video Im thinking of (cant watch it here), and its the grey 335i that pointed me, I was actually quite a bit faster than him haha. He was my friend's friend (so by proxy, my friend I suppose) and he had probably about 400 WHP in that thing after his tune. He said he'd never point me by on the track, so I told him I'd follow him and if I kept up/stayed on his ***, that'd answer his question. So I did haha. After he pointed, he was gone so fast I never saw him again... |
Here my vids. I'm glad I bought the insurance.
My first HPDE day: Racing at Sears Point in the rain Part 1 - YouTube My first HPDE day: 370Z Racing at Sears Point in the rain Pt 2 - YouTube |
Just watched a bit of the last one. I watched the first earlier. Can see how afraid you were alone, and how much faster you got with the instructor. I'll watch it all tomorrow.
Sent from my HP Touchpad using Tapatalk |
OK, so just to comment a bit more before I forget...
I was a bit shocked they let you go out solo w/o an instructor so soon. I have no doubt you were a bit nervous and that contributed to the slow driving...but I dont agree with sending someone out solo at their first HPDE at all. But it was good to see your instructor appeared to be talking your ear off in the 2nd video, and from the little clips I saw, he was pushing you pretty good. So, is it all done then? Only one day or two? And I saw no accidents so no insurance needed, right? lol. But Im sure you got your peace of mind and that was worth it enough for you. Tell us how YOU liked it - was I right on it being a bit easier to find "the limit" in the rain (granted, you dont have dry experience, but Im sue you know what I mean on how easy it was to find...) and do you feel you learned anything? |
1 Attachment(s)
Quote:
I learned plenty. I'll write up the day over Thanksgiving vacation. I loved it! |
It's the wise thing to do.
|
Quote:
Thats generally how spinning or going off works - the group running makes them come in to talk. Not always, though. |
Quote:
|
Quote:
I went out to the paddock and tried some maneuvers in the wet. First a sharp 90* left turn at 30 MPH. Then a 35 MPH a little wider but no loss of control. Then a 40 MPH and I induced a spin. I filmed this too so I will post and ask for a critique later. Pilot Super Sports are alright in my book. I recommend them to all. |
Quote:
How did the front end slide out? Were you mid-corner, entering the corner, exiting? Btw, a temporary loss of control shouldnt necessarily be interpretted as bad...pushing yourself is the point of learning. Many people actually feel GOOD when they finally spin out, or go off track. They know they pushed themselves to the limit, and (hopefully) they remember where it is from that point on. Keeping yourself in a constant state of control without ever hitting any of those points likely means you have much room to go faster :) |
Quote:
At 21:10 in part 2 watch what happens. Maybe a little oil or something. Rubber from the line when wet. I don't know. I didn't mash it at all. I like the concept of braking a little bit later and later. And yes I do have plenty of room to go faster. I like the way you think. Thanks |
Quote:
I could see him egging you on to brake later on that one corner (right after 21:35) - I can almost FEEL yourself mentally trying to prepare for it haha. Theres no harm in overshooting it a bit once, but working your way STEADILY to that point is the key :) |
Now you got me wanting to do a track day.
|
Quote:
|
Quote:
*Edit* Psh, now that I see your avatar, you've done HPDE's, you know what its like lol. |
Quote:
|
You get faster lap times by coming off the corners quicker, going in fast and not being able to come out doesn't help
|
Quote:
I have a Gopro and was thinking of mounting one shot from the rear window (inside) then just flip the screen in the mode Gopro offers. |
Quote:
|
Quote:
|
Quote:
Sent from my HP Touchpad using Tapatalk |
| All times are GMT -5. The time now is 05:30 AM. |
Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2025, Jelsoft Enterprises Ltd.
Search Engine Optimization by vBSEO 3.6.0 PL2