I'd rather be eating ramen noodles but looking forward to driving to the store for more and making the payment then eating filet mignon at a fancy dinner but not really enjoying the trip in my car that I don't really care for and is just transportation to me.

I was in Ramen world and am now in Filet world (tho with a new car still) and well.. I still miss the old Z.

I'm however also single .... haha.

I have drank before, but I find weed a lot more interesting/better imo. I'm perfectly fine to drive high, no hangovers, cheaper, etc.

Although I do live at home, I'm NEVER home. I work like 60 a hours a week at the moment between my two jobs, then when I don't, Im usually spending time with my girlfriend. Most of my meals are at eating out/at her house. But I basically put 75% of my paycheck every week towards saving.

that's good! save save save!
i guess if you know how to take care of youself then living at home is ok

:ugh2:

Believe me, if I wasn't saving up for anything, I'd move out for college but I just don't feel like having the extra monthly expenses every month when I can stay at home. It helps me out a lot more savings wise. But I put like $500 a week away, so hopefully by the end of this year. I'll be able to walk into a dealership and hand them like 15K/20K for a hefty down payment and get some nice low monthly payments for a 36/42 month loan, instead of having to lease.

Just my curiosity, but regarding leasing, what is lowest monthly payment/down payment people have seen on this forum?

Lots of variables to account for in order to provide a meaningful answer. Residual Value is one of the biggest, not to mention state-to-state variation in sales tax rates (since sales tax becomes part of the lease payment). Additionally, loan risk (relative to calculating Money Factor) is a big one. Mileage, state laws, money down, Cap Cost, length of lease...it's a long list.

Having said all that, lease payments are going to be in the $400 to $600 range, typically.

Leasing can be a good way to go for many people. You can drive a lot more car than you can buy outright because with leasing you're really only paying up front for the part of the car that you're going to use. For high mileage drivers, people who want to mod their car a lot, or people whose goal it is is to ultimately not have a car payment, a low or 0% interest loan might make more sense.

Very helpful, I'm just trying to find a decent price for a 2014 7A Sport Touring with Nav. I want to know how much I should expect to pay so I save up a certain amount for this car/down payment.

I have a 2014 6MT Sport Touring w/Nav. Price was $37,7000. 39 month, 12,000 miles, $19,000 residual value. $3000 up front. Lease payment is $545 through NMAC.

Relative to total cost, note that Nissan almost always has some kind of end-of-lease deals. This year it was $500 off new vehicle if you re-lease, as well as waiving the last three lease payments and wear/tear fees. Also note that my residual on my previous vehicle was $21,000. KBB on that vehicle is $28,000. IOW, I could have bought it for $21,000 and resold it for $28,000. Theoretically.

You think I could manage to get to a $525 a month for 42 months with $2,000 down and 12,000 miles a year?

I'm at $409, 38mo, 13 sport mt, $1250 down, 12k yr, $850 negative equity rolled in so really only first month down, residual at like 21-22k. Sticker was $37300 but the 13's were way more than the 14's.

Going to depend on what you qualify for (credit) as well as what leasing programs your dealer participates in. Some work with multiple leasing companies, some only with NMAC. I haven't seen any leases that long. Too hard to guess residual value when you get out that far. Especially now that the Z34 platform is due fir a major update in the next year or 3.

Credit is about 710-720, hopefully it will be higher in a few months, Tier 1 credit would help quite a bit.

Why are you leasing, do you realize you can do a 6 year finance and pay similar payments? If you're credit is worth a damn you can get a good interest rate for that period and be happier.

Not any car I've ever leased. I'm at $409. Buy woulda been $600+.

No way.

With all the mods you've done like cutting bumpers and hoods and dipping your car, I'm surprised to hear you say you leased yours.

I don't think people truly understand a lease. It's still my car no different then a purchase. At any point I can break the the lease to sell it out right, trade it in, go to a bank and get a check to pay nissan off for the buy out price, mod it, etc etc. its still my car 100%. ONLY issue is if I turned it in at lease end and the car wasn't mint. But no one does that!!! You'd be a fool to turn it in to have someone go over it with a fine tooth comb to charge you extra money.

You only go and 1. trade it in (the price will be the residual plus any payments left and plus or minus the actual blue book trade in value. Sometimes you make money, sometimes you owe money), 2. sell it out right (the buyer needs to give you whatever you want which will probably be residual and or any payments left so you break even. But again if the car still holds a high value you can ask for more money and make money. All depends on the market), or 3. buy it for the residual plus any payments left from your bank and carry on.

I plan to buy it off nissan for 21-22k and carry on. The entire time I'll own the car with a lease/purchase my payments will be around $400. This keeps my wallet more full to buy parts and go do track days. If I would have purchased the whole time for 6 years my payment would have been around $600. So for 6 years I'd of been out of pocket $200 a month which kills my play money. I will however pay out more with the lease/purchase vs a straight purchase in the end but I look at like a credit card. You borrow money now for fun and pay a little in interest over time. For me a little extra money in interest is ok to have and get what I want now. If I wasn't ok with that philosophy then I'd pay for everything cash, cash for cars, and cash for a home! But I'm not rich so I borrow and pay someone interest.

This post is to address anyone that doubted my suggestion of financing versus leasing the vehicle.

His projected monthly payments are $575 a month for a 48 month period with a 3,000 dollar down payment. Have any of you followed through on how much that will cost the OP? That's $27603. Why would he not tack on another two years and pay the vehicle off? If he's being asked to pay that much, I'm sure it's because his credit is awful. I bet he can get another financial institution to give him a good rate through a finance over 6 years.

Wow, what kind of part time job is this? :tiphat:

Have you tried looking at 350Zs? Or a G35s? I'm sure you could find something with fairly low miles (<65-75k) and less then $15k. Insurance would be less and payments would be around $300 over 4 years.

Either way just keep saving up and just pay up front a good chunk in cash to get the car you want have payments down to where you can afford (or have a payment where your dad thinks you can afford).

I have two part time jobs, I work at a local car wash that offers detail services and I have a detail business of my own. The detail business of my own isn't legal because I work at a car wash and I'd get sued if I claimed it. But my detail business I pull in about $1,000-$1,500 a month. Then at the car wash I make about $500-$600 a week as an assistant manager working 30 hours a week. My detail business I usually put about 30 hours in as well a week. Its nothing major like a van, I just do it out of my Mazda 6.

I like the look of the 2013/2014 370z's. I personally don't like the older ones and a G is not really my type of car. I have my mind set on this vehicle so if I can't afford it at the time, I'm not going to compromise. I'm just going to keep saving until I can afford it.

Make sure your credit is good my dude, you want to get the best rate possible. Anything over 4% interest on a 6 year loan is costing you too much especially on an expensive car like this.

Yea, I have about a 708 right now, hopefully it continues to grow higher :)

500-600 a week... At a car wash? Good god man. They spray the cars down with jdm water?