Official Insurance Premium Discussion Thread

[Matt]

Originally Posted by Slynky

What a lot of people are leaving out is where the car is insured. Which, as I understand it, makes a heck of a difference.

A car in Bent Penis, Nebraska, is going to cost you a lot less than one in LA, for instance. (an extreme example, I know but to make the point... )

That's why a thread about insurance is kind of silly. Other variables left out in a lot of these posts are age, discounts (multi car? homeowners with same company? student?), and deductible.

Person 1: (25 years old, 1000 deductible, , multi car and student discounts, lives in South Dakota) I pay 500 for the Z every 6 months.

Person 2: (60 years old, 250 deductible, no other discounts, lives in LA) Hey, why do we pay the same amount??? Not fair!