05-13-2013, 03:43 PM
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#10 (permalink)
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Base Member
Join Date: Apr 2013
Location: New Jersey
Posts: 14
Drives: 2013 370z sport nav
Rep Power: 12
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Quote:
Originally Posted by FaNaTT
I appreciate your input! I will keep all of those things in mind! I live in Florida, so that 1k money might not apply to me >.<
I tried to look for the app, but I have an iPhone and couldn't find it. I found something else though, so will try to figure it out.
The dealership I will go to has the car I want (I checked online) - base car in black color with no options. I love the Z, but financing is a bit steep now, so I want to lease and then buy. I was thinking about putting 8k down and bring the monthly payment down to about 240 OTD. Lets see how it goes!
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With $8k down your payments would be high at $240 since right now they have a lease special on the base at $299 a month and that is if you don't negotiate the buy price at all. The $299 does require that you put down $3k (which includes your first months payment). This doesn't include your Tax, Title, License and dealer fees, but negotiating the buy price down from the MSRP should help eat up most of these costs. So that extra $5k down should lower the payment more than that.
HOWEVER, please remember this. NEVER EVER put down that kind of money on a lease. A little known fact that most people don't realize is that if you go off the lot and total your leased vehicle, your insurance company will only pay the car loan off and anything that you put down you will not get back. I.E. if your car gets totaled at any point during the lease you will never get back that extra money. I would put the extra money in a bank account and draw from it as needed to make up the difference in payments.
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