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Are you not caucasian is that why they wanted this from you? I'm thinking they asked for this because they think they can get away with this. Get approved from
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#1 (permalink) |
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A True Z Fanatic
Join Date: Nov 2008
Location: Seattle
Posts: 1,722
Drives: z34 - R1
Rep Power: 491 ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() |
Are you not caucasian is that why they wanted this from you? I'm thinking they asked for this because they think they can get away with this.
Get approved from at least 2 banks when you're ready to buy within a month. Do everything in one day. When I bought my z I put a $500 refundable deposit. What if the z came in and it was damaged?
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2010 k23 H&R sport springs / Spc rear camber arms / SSR SP1 / Berk cbe / Varis cf lip / Nismo S-Tune side skirts
Last edited by azn370z; 12-16-2011 at 06:03 PM. |
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#2 (permalink) |
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Base Member
Join Date: Sep 2011
Location: USA
Posts: 80
Drives: 2011 370z black AT
Rep Power: 15 ![]() |
I've never heard of this. The dealership knows a lot of people do their own financing so it's kind of weird they would do a credit check on you as some sort of assurance they can still sell you the car. I recently bought a 2012 mustang and when I told them my credit union offered me 2.75%, they said they could beat that and performed 8 hard lookup's on me over the span of 2 days. My score only dropped 40 points. (Ultimately they said they could only MATCH that score, which I declined to let them process).
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#3 (permalink) | |
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Base Member
Join Date: Aug 2011
Location: Texas
Posts: 26
Drives: 370z
Rep Power: 16 ![]() |
Quote:
Thats the problem. Hard to get approved for a loan then order the Z 1-3 months out when the pre-approval is only good for 30 days. And in my situation, get dinged twice if I wait til few weeks before delivery to start shopping around. Long story short, I'm going to cancel the order and just wait it out. The limited credit history is limiting my financing options even though I can afford it. I'll try again in 6+ months once the score recovers and bigger down payment. |
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