Nissan 370Z Forum  

Credit check required for ordering Z?

Are you not caucasian is that why they wanted this from you? I'm thinking they asked for this because they think they can get away with this. Get approved from

Go Back   Nissan 370Z Forum > Nissan 370Z General Area > Nissan 370Z Pricing / Ordering Discussions


Reply
 
LinkBack Thread Tools Display Modes
Old 12-16-2011, 05:58 PM   #1 (permalink)
A True Z Fanatic
 
azn370z's Avatar
 
Join Date: Nov 2008
Location: Seattle
Posts: 1,722
Drives: z34 - R1
Rep Power: 491
azn370z has a reputation beyond reputeazn370z has a reputation beyond reputeazn370z has a reputation beyond reputeazn370z has a reputation beyond reputeazn370z has a reputation beyond reputeazn370z has a reputation beyond reputeazn370z has a reputation beyond reputeazn370z has a reputation beyond reputeazn370z has a reputation beyond reputeazn370z has a reputation beyond reputeazn370z has a reputation beyond repute
Default

Are you not caucasian is that why they wanted this from you? I'm thinking they asked for this because they think they can get away with this.

Get approved from at least 2 banks when you're ready to buy within a month. Do everything in one day.

When I bought my z I put a $500 refundable deposit. What if the z came in and it was damaged?
__________________
2010 k23
H&R sport springs / Spc rear camber arms / SSR SP1 / Berk cbe / Varis cf lip / Nismo S-Tune side skirts

Last edited by azn370z; 12-16-2011 at 06:03 PM.
azn370z is offline   Reply With Quote
Old 12-16-2011, 08:58 PM   #2 (permalink)
Base Member
 
Join Date: Sep 2011
Location: USA
Posts: 80
Drives: 2011 370z black AT
Rep Power: 15
RunNgun is on a distinguished road
Default

I've never heard of this. The dealership knows a lot of people do their own financing so it's kind of weird they would do a credit check on you as some sort of assurance they can still sell you the car. I recently bought a 2012 mustang and when I told them my credit union offered me 2.75%, they said they could beat that and performed 8 hard lookup's on me over the span of 2 days. My score only dropped 40 points. (Ultimately they said they could only MATCH that score, which I declined to let them process).
RunNgun is offline   Reply With Quote
Old 12-17-2011, 07:03 PM   #3 (permalink)
Base Member
 
Join Date: Aug 2011
Location: Texas
Posts: 26
Drives: 370z
Rep Power: 16
doink is on a distinguished road
Default

Quote:
Originally Posted by azn370z View Post
Are you not caucasian is that why they wanted this from you? I'm thinking they asked for this because they think they can get away with this.

Get approved from at least 2 banks when you're ready to buy within a month. Do everything in one day.

When I bought my z I put a $500 refundable deposit. What if the z came in and it was damaged?

Thats the problem. Hard to get approved for a loan then order the Z 1-3 months out when the pre-approval is only good for 30 days. And in my situation, get dinged twice if I wait til few weeks before delivery to start shopping around.

Long story short, I'm going to cancel the order and just wait it out. The limited credit history is limiting my financing options even though I can afford it. I'll try again in 6+ months once the score recovers and bigger down payment.
doink is offline   Reply With Quote
Reply

Bookmarks


Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
Is the Z faster then it's given credit for? Methodical4u Track / Autocross / Drifting / Dragstrip 90 12-16-2011 05:33 PM
$132.95 MovieStop Credit rico magic Misc Items for sale (No Z stuff) 0 04-08-2011 04:56 PM
Credit Application but paying cash and using own credit union Kenny Nissan 370Z Pricing / Ordering Discussions 30 01-03-2011 05:02 PM
I have no credit................... whoady4shoady Nissan 370Z Pricing / Ordering Discussions 16 07-19-2009 04:41 PM
Tax Credit kannibul New 370Z Owner 2 06-17-2009 09:41 PM


All times are GMT -5. The time now is 01:34 AM.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2026, Jelsoft Enterprises Ltd.
Search Engine Optimization by vBSEO 3.6.0 PL2