Deal too good to be true?

birdmanx1

You had me along until you brought up 7 years. That's a really baaaaaaaaaaad deal, 7 years is way too long to be locked into car payments at $500+/month, check how much the car will end up costing you at the end of those 7 years, what the car will end up costing after depreciation, plus things change, new models are introduced, your family situation. Most of us on the forum have the car pay for or put down 50%-75% of the car price so don't use the $500+ as your reference.

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chuckd05

you really think "most" people on here put down 50-75 percent on the car... i certainly don't

with no money down at 480 for 7 years its 40,320 total money spent on the car.... i wouldn't do a 7 year loan on a 7 percent interest rate, that def adds up and you can see when you look at what you end up paying.. but if you are happy that is all that matters.

you got a base AT? so invoice should be around 29000 I think? or a sport? I would see if you can try to get your rate down enough to swap it to a 6 year and keep a similar payment...

what was odd with my latest car, when i offered to buy an extended warranty they had wiggle room in my interest rate... it went from 5.9 on a used car to 1.9 and almost negated the cost of the warranty.. my payment went up 12 dollars a month for a 100k bumper to bumper warranty because they magically played with the interest rate on a 5 year used car loan...

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