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-   -   Buying a z. Sky high insurance??? (http://www.the370z.com/nissan-370z-pricing-ordering-discussions/42878-buying-z-sky-high-insurance.html)

victort 10-04-2011 01:23 AM

Quote:

Originally Posted by Thechidz (Post 1341898)
ok, so I have 2 claims and 2 tickets over the last 3 years, so I expect to pay more. But over $300 per month with geico seems excessive to me. And geico is the cheapest in ny state. I just don't understand how my insurance premium can more than double going from a $24k '07 Murano to a $30k '09 z?

one's a not-so-fast tank and the other is a sports car. and the 2 claims and 2 tickets didn't help either

poorazn 10-04-2011 11:25 PM

Quote:

Originally Posted by chuckd05 (Post 1341069)
I have 1,000,000 in liability and pretty much tops in most others areas...

Just curious, why did you go with a 1mil in liability instead of a 1 mil umbrella as the umbrella is broader coverage since liability doesnt end in a vehicle...

RunNgun 10-05-2011 10:07 AM

one million dollars in coverage is pretty lol-worthy. Yeah yeah I know it was like 5 bucks more, but I bet that was the same rationale you used for all your other coverages, netting you an additional $80/month when it's all said and done.

I had been a Geico customer for 8 years until recently. For some reason they seemed to have disproportionately high premiums compared to every single other provider I looked at. Allstate, Progressive, State Farm, Metlife, & finally Nationwide. Each of these competitors had premiums within $10-$20 of each other. Geico was out of the park at near double anything they charge. There arent enough positive reviews out there to state that Geico's claims handling is this good so I dumped them for Nationwide, which impressed me with their near 0 wait times and American phone service personnel. They also never once tried to slip in higher coverages or addon's for things I didnt ask for. Clean webpage to boot.

Isamu 10-05-2011 04:22 PM

I was paying 133/mo for just my vehicles... I added my wife and my wifes vehicle and it went down to 130/mo with the 300/300/100

Thechidz 10-05-2011 05:06 PM

Quote:

Originally Posted by RunNgun (Post 1344794)
one million dollars in coverage is pretty lol-worthy. Yeah yeah I know it was like 5 bucks more, but I bet that was the same rationale you used for all your other coverages, netting you an additional $80/month when it's all said and done.

I had been a Geico customer for 8 years until recently. For some reason they seemed to have disproportionately high premiums compared to every single other provider I looked at. Allstate, Progressive, State Farm, Metlife, & finally Nationwide. Each of these competitors had premiums within $10-$20 of each other. Geico was out of the park at near double anything they charge. There arent enough positive reviews out there to state that Geico's claims handling is this good so I dumped them for Nationwide, which impressed me with their near 0 wait times and American phone service personnel. They also never once tried to slip in higher coverages or addon's for things I didnt ask for. Clean webpage to boot.

thanks, I just checked nationwide looks like I'll be saving a lot of money with them.

Isamu 10-05-2011 06:28 PM

oh, I forgot to mention, we have a 2010 NISMO, 2 91 ZX TT's a 2011 Rogue, and a 92 chevy s-10 blazer.. :bowrofl:

chuckd05 10-06-2011 09:32 PM

You must be a stellar driver!! That's a very good rate

I went with 1 mill liability and most other areas are covered well.

My premium is only $760 for 6 months full coverage incl zero deductable glass with a bad speeding ticket on my record with a $500 deductible

Isamu 10-06-2011 10:00 PM

Quote:

Originally Posted by chuckd05 (Post 1347473)
You must be a stellar driver!! That's a very good rate

I went with 1 mill liability and most other areas are covered well.

My premium is only $760 for 6 months full coverage incl zero deductable glass with a bad speeding ticket on my record with a $500 deductible

thats pretty awesome and I do alright with the driving.. I do have one totaled NISMO under this plan.. but accident forgiveness and I can't really help mother nature in all her fury lol


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