Need some help for the future

Vaughanabe13

Without trying to sound like a jerk, I also think you're letting your want for the car overpower your practicality. The reality is that even if right now in this instant you can afford the car, you NEVER know what is going to come up in the future. Maybe you suddenly break your leg - do you have medical insurance or would you pay out of pocket? Can you afford the deductible and physical therapy and all equipment and surgery and medication charges and still make your car payment? What about going to the movies, groceries, rent + utilities, car maintenance (premium gas, full coverage insurance, tires, oil, washing, etc. etc.), that trip to get ice cream one night, the band you just HAVE to see while they're in town, the unexpected charges? You simply can't plan for all that and unless you start making twice what you make now (or have a reasonably big savings built up) those things will catch up to you fast and suddenly you will feel suffocated by your car payments and unable to live without constantly worrying about your financial situation.

As much as you want the car, owning a car like this requires a certain level of planning and responsibility and it sounds like you haven't thought it all through yet.

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2009 Nissan 370Z Touring, w/sport, 6MT, chicane yellow/black.