I pay $150/month for FULL coverage... With renter's insurance... And I totaled a car a year ago... Statefarm FTW?

Another vote for paying out of pocket.

No point raising your premium trying to get insurance to pay. Also you mentioned the bumper was basically fine, but exhaust and clutch, might not be. Pay a reputable mechanic to inspect any damage if you don't feel comfortable doing it yourself.

Also people have already chimed about the hazard of being on the phone. Please take note.

So you drive a 7AT Nismo?????

I can't believe this is a real thread and question...

:facepalm:

If you can't accept the responsibility for damaging your car because you were distracted talking on the phone, you shouldn't be driving. Luckily you didn't hit a pedestrian or cyclist.

Man up and just pay to get your car fixed then move on.

Also, realize how lucky you are that this wasn't more serious. This was a very expensive lesson - been there, done that a few times (as we all have) - learn from it.

USAA :tup:

Full coverage on my car and house runs me just under $200/month. That's with a $20K wreck a few years ago.

I've been with State Farm for ~40 years and been very pleased with their service. Three wrecks over the years and several claims for storm damage to the house with zero problems.

Just over $200/mo here with home and auto. That's not too bad for those of us in the Uninsured Motorist Belt. Clean record, no wrecks. Had a homeowner's claim a few years back for fire, but that surprisingly didn't effect rates. Luckily I haven't hit any medians while talking on the phone, or it would be a different story. :rofl2:

Does my warranty cover the damages from hopping the median?:rofl2: That still kills me.

just curious why you would think Nissan or the state would cover it?

... are we getting trolled....?

:wtf2:

:iagree:

Same here. I was living in the New Orleans area (northshore - no flooding, just wind damage) when Katrina hit. State Farm came through like a champ for everyone I know. Allstate was another story.

When you get to the point that you have a home to insure, getting a package deal from State Farm is the way to go. You get what you pay for, at least that has been my experience.

I've made a few minor claims over the years and have never had a rate increase due to that.

If he's a troll, he's been at it for a while.

http://www.the370z.com/nissan-370z-g...ismo-boss.html
http://www.the370z.com/nissan-370z-g...r-problem.html
http://www.the370z.com/brakes-suspen...z-problem.html
http://www.the370z.com/intake-exhaus...e-muffler.html

Shockingly, my rates didn't go up a cent after a house fire that caused them to pay out $75k or so.

The OP should have really sat back and thought about his stupid question before typing!