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Companies that treat employees badly
Will treat customers badly. One of the few things this hard head has learned in 50 plus years is to not do business with people who mistreat their employees or their family.
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Insurance is a game for a lot of companies. Reputable or otherwise (the General's ain't great) its all about how much they have been paying out lately vs profits. They will happily take your money for years but if they are faced with big payouts to cover disasters that WILL have a direct impact on your claim if it happens at a bad time for your company. Regardless of how good a customer you are or have been, they will try every method they can to get out of your claim. That being said, going with a reputable company and paying a touch more may be worth it in the long run. The trick is, from one year to the next, a company like StateFarm can go from reputable to its current ****hole status.
I fully support those who have stated StateFarm is crap. I WAS a StateFarm customer (cars/home/life/rec-toys) for 25+ years with a great record. When I made a claim in 2012, and not a big one, regarding a home accident (pet vs brand NEW 70'' 3D TV :icon14: )they denied it on a technicality. I pulled all my insurance from them shortly thereafter. Amazing how a 25+ year whole life policy, when pulled, cost them nearly 10 times the value of my claim. When you shop, don't just shop prices, shop reputation and keep an eye on both over time. Being a long time loyal customer matters little now to many companies but there are some good ones out there. Good Luck |
A 2007 investigation by CNN reported that major car insurance companies, including State Farm and Allstate Insurance, are increasingly fighting claims from those injured by their insured members. In some cases, the settlement proposed amounts to just $50 or the threat that any lawsuit would be made so expensive and time-consuming that it would not be worth the victim's time. State Farm and Allstate have denied these allegations.[14] This followed on the heels of criminal investigations by the states of Louisiana and Mississippi, which found that State Farm had wrongly denied claims stemming from Hurricane Katrina.[15] Richard F "Dickie" Scruggs pleaded guilty in March for his role in trying to pay Judge Henry Lackey of Mississippi a $50,000 bribe for a favorable ruling in a dispute involving a $26.5 million settlement after Hurricane Katrina.[16]
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We are currently an Allstate Agency , we opened 4 months ago. I can tell you Allstate is the best Insurance Companies out there, even for Supplemental Insurance for your employees (if you own a small business)
If you would like a FREE quote just PM me and I will get one of my branch managers in contact with you. |
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Try Nationwide... I shopped around for a couple of days and finally decided to leave Geico... Best Rate by far. |
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