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-   -   Progressive Snapshot (http://www.the370z.com/nissan-370z-general-discussions/50505-progressive-snapshot.html)

ImportConvert 02-29-2012 09:13 PM

Quote:

Originally Posted by frost (Post 1574027)
My coworker used it and had a pretty significant savings. $50 a month I want to say (although, they had a total of 3 cars insured.)



That's not the way it was originally advertised. They originally advertised it as a no risk kind of thing.

That's how most things start. Harmless and benign.

Nick911sc 02-29-2012 09:14 PM

This is directly from the Progressive website.. Just part of the paragraph but yea..

Snapshot Pricing. Snapshot data will be used in determining your rate for each enrolled vehicle. This may result in a discount or, in some cases (in certain states), a surcharge.


Here are the terms and conditions where that is located

http://www.progressive.com/auto/snap...onditions.aspx

ImportConvert 02-29-2012 09:18 PM

Quote:

Originally Posted by Nick911sc (Post 1574036)
This is directly from the Progressive website.. Just part of the paragraph but yea..

Snapshot Pricing. Snapshot data will be used in determining your rate for each enrolled vehicle. This may result in a discount or, in some cases (in certain states), a surcharge.


Here are the terms and conditions where that is located

The Progressive Corporation — Snapshot Terms & Conditions

Surcharge...is that like a...rate hike?

Nick911sc 02-29-2012 09:19 PM

Quote:

Originally Posted by ImportConvert (Post 1574048)
Surcharge...is that like a...rate hike?

Insurance lingo for charge you a fee above what you're base premium is. So yea, I guess you could sort of say a rate hike.

frost 02-29-2012 09:21 PM

Quote:

Originally Posted by ImportConvert (Post 1574034)
That's how most things start. Harmless and benign.

True story.

frost 02-29-2012 09:27 PM

Quote:

Originally Posted by ImportConvert (Post 1574034)
That's how most things start. Harmless and benign.

PS, the more people jump on the bandwagon and allow them to do that stuff, the shorter the time before we all HAVE to do it just to get insurance.

KillerBee370 02-29-2012 10:42 PM

Big brother. No thank you.

gbrettin 02-29-2012 11:16 PM

Import - I'm going to need diagrams and flow charts to properly understand your hatred. :) I thought they were a pretty reputable company?

KillerBee - I'm with you on that. It makes me feel a little dirty considering it. Maybe that's my conscious trying to tell me something.

Next month I'm going to ride my bike quite a bit so I was thinking of installing it then. It doesn't lock me into anything so it shouldn't hurt to atleast try I guess. If there was fine print somewhere where required it to be the car for the "savings" then I would tell them to blow it out their a$$.

ImportConvert 02-29-2012 11:29 PM

Quote:

Originally Posted by frost (Post 1574065)
PS, the more people jump on the bandwagon and allow them to do that stuff, the shorter the time before we all HAVE to do it just to get insurance.

Yep. Pretty soon they will enact some sort of homeland security law that allows them to mail you a ticket through some legal back-door that took another right from you.

ImportConvert 02-29-2012 11:35 PM

Quote:

Originally Posted by gbrettin (Post 1574338)
Import - I'm going to need diagrams and flow charts to properly understand your hatred. :) I thought they were a pretty reputable company?

KillerBee - I'm with you on that. It makes me feel a little dirty considering it. Maybe that's my conscious trying to tell me something.

Next month I'm going to ride my bike quite a bit so I was thinking of installing it then. It doesn't lock me into anything so it shouldn't hurt to atleast try I guess. If there was fine print somewhere where required it to be the car for the "savings" then I would tell them to blow it out their a$$.


Better?

http://i41.tinypic.com/1z17b5d.jpg

frost 02-29-2012 11:35 PM

Brilliant.

Vbp6US 03-01-2012 02:59 AM

Quote:

Originally Posted by ImportConvert (Post 1574034)
That's how most things start. Harmless and benign.

Very true. Anyone else notice ATT's little trick on Uverse? They start you off with a nice low introductory rate. Over a years term however, they will increase that rate multiple times, up until you want to say :gtfo2:. I do miss the fiber to street internet speeds. I <3 dedicated 20mbs.

DWG 03-01-2012 07:06 AM

Quote:

Originally Posted by poorazn (Post 1574002)
Is there a minimum number of miles you have to drive?

Not that I'm aware of. I guess I'll know in 75 days.

DWG 03-01-2012 07:11 AM

Quote:

Originally Posted by ImportConvert (Post 1573946)

Screw them. Get some real coverage. Progressive is a joke that preys on people who are looking to save a buck. Good luck when you are liable for anything you do in a parkinglot. Ding an AMG car and owe $5K for a headlight, hood, and paint? Hope you saved a few bucks with your cutrate ghetto insurance company, because that's coming out of YOUR savings.

Sorry for the rant, but seriously. **** Progressive.

I'm sorry you had a bad experience with them, but I've had them for several years and they have been very good. I was backed into in a parking lot by someone else covered by Progressive and there was no problem whatsoever. Another time my wife's S2000 was damaged in a parking lot and the driver left without leaving a note. Again the coverage was very good, the only problem was they tried to fix the plastic bumper instead of replacing it. After I pointed out to poor quality or repair everything was taken care of.

I had State Farm coverage for over 20 years until I bought a Ford Lightning and they tried to charge double over a standard F150. My experience with Progressive has been at least as satisfying as with State Farm.

David

vividracing 03-01-2012 10:46 AM

It's really hard to make blanket statements about insurance companies on the internet because laws vary state by state. For example, in Imports state they may be legally allowed to not pay out for something on private property but in your state, they're legally obligated to.

With that said, I had a towing company damage my VW during towing. Once I finally got the insurance info from the towing company, Progressive was great.


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