car got hit... by a roommate...

sonic370 · 07-22-2011, 08:53 PM

if your room mate has no insurance the way i see it hear are your choices

1. Room mate pays for all repairs out of pocket
2. If not then you will have to file uninsured/underinsured claim and he needs to
pay the deductible from your policy. And it still could go on your record depending on how the adjuster writes the claim up. If he can't afford the 4500
make a deal with him than he pays your premiums each month until he reaches the 4500.

Sorry about the accident. It seems like over the last 6 months the 370 has been
a magnet for fender benders. I'm going through one now.

07-22-2011, 08:53 PM	#38 (permalink)
sonic370 A True Z Fanatic Join Date: May 2010 Location: Orange Texas Posts: 1,574 Drives: 09 370Z Sports PGK Rep Power: 19	if your room mate has no insurance the way i see it hear are your choices 1. Room mate pays for all repairs out of pocket 2. If not then you will have to file uninsured/underinsured claim and he needs to pay the deductible from your policy. And it still could go on your record depending on how the adjuster writes the claim up. If he can't afford the 4500 make a deal with him than he pays your premiums each month until he reaches the 4500. Sorry about the accident. It seems like over the last 6 months the 370 has been a magnet for fender benders. I'm going through one now.