car got hit... by a roommate...

kenchan · 07-18-2011, 11:58 AM

yep, first thing is get your room mate's insurance card and talk to your insurance guy to file a claim. the insurance agents will talk it over and file a claim. their insurance might call you to discuss but probably not since you weren't even in the car. (ive been hit by a UPS truck while my dd was parked at the office..car had 650miles on the odo)

find a good bodyshop (including talking to your dealer if they deal with bodywork or outsource) and get the work going. i DONT recommend going to the bodyshop your roommate's insurance recommends.

just pay the dedictible for now as your roommate's insurance will reimburse you later with a check. good luck.

it's a huge emotional process for first timers but for someone like me that's dealt with accidents and claims (none of which were my fault) it's like going to the docs' office. no biggie. relax and good luck.

07-18-2011, 11:58 AM	#1 (permalink)
kenchan A True Z Fanatic Join Date: Aug 2009 Location: N/A Posts: 76,801 Drives: N/A Rep Power: 141522	yep, first thing is get your room mate's insurance card and talk to your insurance guy to file a claim. the insurance agents will talk it over and file a claim. their insurance might call you to discuss but probably not since you weren't even in the car. (ive been hit by a UPS truck while my dd was parked at the office..car had 650miles on the odo) find a good bodyshop (including talking to your dealer if they deal with bodywork or outsource) and get the work going. i DONT recommend going to the bodyshop your roommate's insurance recommends. just pay the dedictible for now as your roommate's insurance will reimburse you later with a check. good luck. it's a huge emotional process for first timers but for someone like me that's dealt with accidents and claims (none of which were my fault) it's like going to the docs' office. no biggie. relax and good luck.