How old are you?

Also, your story makes it sound like you don't have a pristine record.

what is the average. i think i have really cheap insurance? cheaest i have found anyway

it's a sports car, you're under 25 and you haven't had your own policy for more than 2-3 years = $$$. only thing that I loved about turning 25 was the massive drop in insurance.

im 21

thats what im saying...most people on this thread seem like they have high insurance. how come i have cheap insurance when im so young?

what are your coverages?

i guess full coverage? haha $500 deductable

i know its full coverage cause the car has a lien on it

but what are your limits?

i have no idea

I'm still about 6-7 months away from my Z (friggen Afghanistan job rotation), & I just got off the USAA website a few hours ago, & I was quoted $120 p/month. My fiance had a claim last year, & this will be a third car.

Not just anyone.
A 21 year old male who lives in MD near DC and has all the same statistics as you.
Here's an idea. Call Travelers and get a quote from them.

Where do I come up with this stuff? I amaze myself.

My insurance through State Farm is $3200 a year.
That covers the Z, Benz, Ranger and Miata. I'm 41, married and live in Harrisburg, PA.
Hope that helps!

I only pay $438. per six months through Geico. However I am 37, have a clean record, own my own home, and five vehicles on the policy including a motorcycle.

Yeah, USAA is competitive, but probably won't have the absolute best quote. The thing is with a lot of the other insurance providers is that you may get a lower quote, but when you actually get in an accident that's when you will pay (literally and figuratively)!

true story: after i read this thread I got quotes from different insurance companies. And I just saved $1400 a yr. after switching. I had USAA, man did they rape me on insurance costs !!