What are your monthly payments?
 

I was wondering because dealers are always shady when they add extra fees and sometimes they don't remove them and there are a lot of numbers that they move around and you have to catch.

I'd like to get an idea of the payments depending on the price that you got the car for. Just post in this format, I guess:

I'm assuming most vehicles here are financed to own.

Monthly Payment:
Money Down:
Price Paid:
Location:

Any other info like dealer fees help, too.

Thanks.

Monthly Payment: $488 (4.09% APR, 60mo.) Thank you Think Bank! https://www.thinkbank.com/rates/loan_rates.html

Money Down: $5000
Price Paid: $31000
Location: Fresno, CA

The car was $29200 + TTL. I was using approximate numbers for my down and price paid since I don't remember, but the monthly payment is accurate.

Wah? Wow? That actually sounds pretty nice...


EDIT: The reason that number surprised me, now after I put them down on a calculator at Edmunds, was that it came up at $528. How so?

No sales tax or registration fees... thats the only way he got that :driving:

Marcus just make sure you punch the numbers at home of what you think u qualify for.. pick out how much you want to put down, for how long and interst rate to the price you agreed to buy the car for... then there shouldnt be any catches when you go to the dealer..dont forget your tax rate if you think something is fishy just ask the sales person to explaing the numbers

Monthly Payment: $432 (4.75% APR, 72mo.)
Money Down: $7500
Price Paid: $34520 (with TTL and shipping/8.75% tax because I dont get it until april :mad:)
Location: Orange County, CA

I see some ridiculously appealing numbers...

Monthly Payment: $679 ((5.99% APR, 48mo.)770 Credit score but 22 years old so it don't even matter :()
Money Down: $14000
Price Paid: $43000 (Touring + Nav + Full accessories + warranties)
Location: Oklahoma City, OK

Monthly Payment: $734 ((3.99% APR, 60mo.)816 Credit score
Money Down: $0
Price Paid: $39300 est.(invoice+tax+) (Touring + Nav +Sport+splash+carpet )
Location: NNJ

Did you guys go through Nissan of America for financing?

I got flat out rejected by Nissan so I'm currently through USAA(military exclusive bank)

72 month loan for a car?? Yikes :eek:

Wow, I missed that part. lol

Its just the best way for some people...as long as the rate is sub-5%, I wont knock it.

yeah, I am just planning ahead and using it as a 'just in case' measure. The payments are low, but I didnt mention that I was also going to be paying 1000/month, plus 5k+ of my bonus every March.

If something unforseen does happen in terms of my employment, I wont be paying a ridiculous payment and a 72 month loan allows me to have lower payments and still afford to live and ride out anything that comes my way.

Again, I dont anticipate anything happening with my job, given the amount of work and length of my current contracts. And if that is the way it is, then I will pay off the car in a little over 24 months, maybe even less, and probably end up paying less interest than most of you out there.

I definitely would have gotten a shorter loan (48-60), or just straight waited on getting it, if the interest rate was above 5%, but like one of you said, its sub-5%, so it doesnt bother me. I did this before when I bought my truck back in High School and paid off the entire car (12500) in 6 months doing web work (thank god for the emergence of the internet back then).

$513 for 60months
8k down
6.25% apr <--- :( i know it was high but oh well
ill probably refinance down the line later on to get a lower rate

$7440 down
$480 / month @ 60 months / 5.49 APR
35k OTD

but i'm trying to pay off the car ASAP so i'm really paying like 600-700 bucks a month depending how much i can spare for it.

$32000, Base with sports package, lighted sill plates, splash, floor and trunk mats, Cargo bag, and Paint and interior protectant.
$2000 down from trade in, financed in Tax and title.
Payment is $570 60 months. 4.75% at Dupont Credit union.

i got raped

i traded in an Audi a4 premium model i was leasing for 39 months...i hated that car i had an si before it and it just felt like an old man car so i traded it in .....2 months later
gave me 25,500 for trade in.....ugh still owed 32,383 ugh it gets worst
so i have so much negative equity i put 4k down still in a negative 2500 whole on the 370z touring...Nissan dealer gave me out the door price 35460 included tax tags title everything...which is a good price for a 6 speed touring package... but my credit wasn't the greatest it wasn't bad but it is limited got denied by 3 Banks than got approved by Nissan bank but apr had to be 9.9% damn kid ugh for 72 months....gunna refinance in a year.....i pay 722 plus gap insurance and oil changes which equals 735 i wanna cry but i love my car and at least im happy....now....i couldn't drive a car, the Audi that i hated for 462 a month for 39 months....i felt like i was throwing my youth away.....and i just hated the car it was automatic and not flashy at all i didn't even have the LED headlights....hope someone who read this long post can understand....where im coming from

Man...you sure took one for the team. Yikes!

i drove my friend's A4, yeah, it pretty much feels like an old man's car.

It looks like more people from the other board are here.

:woot:

I traded in a 05 ford explorer sport trac xlt, 8k negative equity, put 7500 down, payments 660 a month for 60 months - base model. lol it had to be done. oh credit score 650


oh i tried to buy an 08 audi tt before this and got declined, happy i did though much prefer this now.

Declined
 

yep bro i got denied for an a5 s-line.....where i would have been paying 675 a month for a car that is 10 grand more than my Z......which would have been cheaper than my 370z payment but i love my z.....(i was going from an audi a4 that was giving me mechanical trouble...and that i hated into another audi so they were cutting me a good deal but they couldn't get me approved)......ill worry bout the Audi Benz and Lexus when im in my 30s.....happy u got denied for that tt.....i feel like its a rich daddy's lil girl car...unless u get the tts now we're talking lol

Declined and Raped =/
 

Read my earliar post we are in the same boat my man im not sure whose worse me or u lol...but at least we r happy

dude could you could of bargained the price atleast 3 k off. why dint you do that?

damn dude 9.9 apr holy *&%* yeai totally understand you man. im in love with the car im planning on getting the nismo if its not above 40 k:ugh2:
hopefully it lower and maybe a can convince the dealer to give me a 2 k break. i hopeee

I bet that is the price out the door, which is not that bad considering he got some warranty extras it looks like. No clue what the tax rate in cali his, but I am sure it is not <6%.

Car Payments 370z Poll
 

I am slowly building a demographic of a typical 370z driver

356/mo for me at 0% financing. But I am saving up to pay it off sometime in the spring because I just don't like having debt above my head

425/mo for 48 months with 8500 down/trade in. Financed like 18k

8k down 413.53 a month at 3.49% Financed 24kish.

I'm shocked the majority of people so far own their car outright.

Wasn't there a thread with this info before? A ton of people paid cash for their car and own it outright.

I'll skew this a bit since mine is a new 2013. :)

So was mine. ;)

Though, I seem to fit in with the second most-ish?

I hate car payments too. I was offered 1.5% so I financed it. With such a low rate, I would only pay around $300 in interest if I stuck it out the whole term. I'll probably just pay it off next year anyhow.

Opted for 72 months initially June 2010. Paid it off February 2013. :icon14:

Can I inquire as to what this demographic data will be used for?

Personal interest, market research etc.

How is the data being compiled and how large a sample group are you hoping to get?