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-   -   What are your monthly payments? (http://www.the370z.com/nissan-370z-general-discussions/2942-what-your-monthly-payments.html)

DEpointfive0 11-15-2013 04:37 PM

I paid a 23k down payment for a car in hundreds. It took a while, but they didn't mind

XiP 11-15-2013 04:43 PM

Quote:

Originally Posted by DEpointfive0 (Post 2570701)
I paid a 23k down payment for a car in hundreds. It took a while, but they didn't mind

shoulda used ones
trololol :icon17:

DEpointfive0 11-15-2013 05:13 PM

Quote:

Originally Posted by XiP (Post 2570717)
shoulda used ones
trololol :icon17:

I had to call the bank ahead of time to tell them I wanted that much cash... Cocksuckers asked if I wanted a Casher's Check instead... For $10, I told them that I hate Bank of America, and hope they go bankrupt and said while Chase is SUPPOSED to charge me for one too, they never have. And I told them to keep counting. I carry a gun in TX, I'm not afraid. Lol

synolimit 11-15-2013 06:25 PM

Quote:

Originally Posted by Sh0velMan (Post 2569956)
That's what gap insurance is for.

If mark1010 paid for it.

Its free in leases :tup:

synolimit 11-15-2013 06:28 PM

Quote:

Originally Posted by kenchan (Post 2570372)
should this poll be separated into leases and loans? :confused:

Won't change for me. $409 now, $436 later with nothing down.

Mark1010 11-15-2013 08:25 PM

Quote:

Originally Posted by synolimit (Post 2570845)
If mark1010 paid for it.

Its free in leases :tup:

I did not but I'll gamble.:tup: or should it be :ugh2:

synolimit 11-15-2013 10:01 PM

Quote:

Originally Posted by Mark1010 (Post 2570964)
I did not but I'll gamble.:tup: or should it be :ugh2:

:ugh2:

OldGuy 11-15-2013 10:21 PM

Quote:

Originally Posted by onzedge (Post 2570369)
I tried to buy a new car with cash one time -- actual cash, in twenties.

They had a fit when I pulled out all the bills. It was the same reaction I would expect if I had pulled out a rattlesnake or something. They had no idea what to do with it and it took 4 different people to work on the problem.

I came with a cashier's check and the idiots wouldn't release the car until they called "upstairs" to see if they had to wait until the check "cleared" first. Just not used to people paying that way.

Gadgetech 11-16-2013 12:06 PM

Quote:

Originally Posted by OldGuy (Post 2571055)
I came with a cashier's check and the idiots wouldn't release the car until they called "upstairs" to see if they had to wait until the check "cleared" first. Just not used to people paying that way.

What many people don't realize about a cashiers check is they are like any other and can be cancelled and can be forged. When I sell a vehicle privately I take cash or we meet at the bank.


Sent from my iPad using Tapatalk HD

enkei2k 11-16-2013 12:33 PM

Quote:

Originally Posted by enkei2k (Post 2569563)
I voted 600+ because I'm paying $900 a month for 60 months with a 8.99% APR rate

:wtf2:

Quote:

Originally Posted by XiP (Post 2569901)
:wtf: are you serious?

Nah, I was just kidding around. Although I did vote the 600+ just to skew the results :roflpuke2:

I'm actually paying $467 a month for 60 months 0% APR. :icon17:

dbeck4 11-16-2013 12:44 PM

Financed 38,142, 0 down, 1.9% for 75 Months
Payment - 540.18

Mishimoto 11-16-2013 01:03 PM

PenFed is a credit union out of PA. I believe they service the entire US, though. You have to 'join the credit union', which basically means you fill out a form and deposit $5.

At the time I bought my car I got 1.74% APR for 60 Months. I just got an e-mail that they are offering .99% APR. They finance 100%.

https://www.penfed.org/PenFed-Car-Bu...387&adcode=401


Best,

Mike

b15 11-16-2013 01:06 PM

Quote:

Originally Posted by Mishimoto (Post 2571390)
PenFed is a credit union out of PA. I believe they service the entire US, though. You have to 'join the credit union', which basically means you fill out a form and deposit $5.

At the time I bought my car I got 1.74% APR for 60 Months. I just got an e-mail that they are offering .99% APR. They finance 100%.

https://www.penfed.org/PenFed-Car-Bu...387&adcode=401


Best,

Mike

Penfed seems recommended by a lot of people. I don't have any loans with them but used them to bargain against the dealer when I bought my Z. They ended up beating the Penfed 1.74% rate so it was a win!

FYI, the Penfed .99% is only when buying through Enterprise. The current new/used car rate is 1.99%

Mishimoto 11-16-2013 01:09 PM

Quote:

Originally Posted by Gadgetech (Post 2571359)
What many people don't realize about a cashiers check is they are like any other and can be cancelled and can be forged. When I sell a vehicle privately I take cash or we meet at the bank.


Sent from my iPad using Tapatalk HD

I once sold a car on eBay and had a fake cashier's check sent. You can call the issuing bank and they can identify whether its a legitimate check or not. I don't think that a cashiers check works like a regular check in that you can't just issue a stop payment.

I used AutoNationDirect: AutoNation Direct - Car Buying Program

You fill out a form, they send someone to your house to inspect the car and cut you a check. I got about 95% of blue book value.

Best,

Mike

Mishimoto 11-16-2013 01:11 PM

Quote:

Originally Posted by b15 (Post 2571392)
Penfed seems recommended by a lot of people. I don't have any loans with them but used them to bargain against the dealer when I bought my Z. They ended up beating the Penfed 1.74% rate so it was a win!

FYI, the Penfed .99% is only when buying through Enterprise. The current new/used car rate is 1.99%

Interesting.. I saw that you had to use their car buying service. I guess its an agreement they have to filter cars out of service from Enterprise?

Best,

Mike


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