12-17-2010, 01:26 AM
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#2 (permalink)
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A True Z Fanatic
Join Date: Jun 2010
Location: SWMO
Posts: 4,454
Drives: 2019 CX5 GT Reserve
Rep Power: 7628
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Quote:
Originally Posted by TongMan
I just bought a 2010 Toyota Prius for my daily commute to work. My 370z will be my sole pleasure fun weekend car. I spoke with my insurance company about any discounts I can get by making the change to my 370z from daily driver to pleasure vehicle and my agent told me that I would only save $47 from my current premium. What's the big idea? I'm going to be putting less than 5,000 miles annually on the Z, but I can't even get a big enough discount. Is it time to change insurance companies?
If your 370z is your pleasure car, how much is your premium?
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My insurance company charges more for "recreational" vehicles than work vehicles. I think it is the fact that the pleasure vehicle is more likely to be wrecked, per their past analysis of claims on "regular" vs. "pleasure" vehicles.
It's all about risk/profit. They could care less how much/where/whatever, as long as it matches their formulas.
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