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This same exact thing happened to me in my Sentra a number of years ago. Some jacka$$ ran me up on a median and I busted the oil pan and radiator causing like $3K in damages. I ended up paying my deductible because I didn't know I had to file a police report to get it covered under uninsured motorist, which would have covered my deductible as well. |
Let me check about that whole uninsured motorist thing - that helps!
As for those asking where, it happened between Parmer ln and Howard ln on McCallen Pass. |
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Phantom, sorry this happened to you, there really are some idiotic drivers out there. I hope everything is fixed! |
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I was pretty sure uninsured motorist coverage automatically included covering the deductible. Unless your policy is written differently. I might be tempted to ask them about it. |
Cars are much easier to replace than lives. Cant you carry firearms in TX? If someone tried to kill me, be sure I would try to return the favor. Glad you are ok, and its just a car, time for upgrades!!!
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I guess I can say i'm lucky that nothing major happened. This waiting game is already taking a toll on me! >_< The adjuster still has not come out...I want to get the car towed already to a shop and get a rental so I can somewhat have a normal work day.
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I flipped off some a$$hole in a truck one time as he finally got out of my way to turn left and I passed him (after he cut several people off, including me). He took exception to that and got back over behind me and followed me home (just a few blocks away). I pulled into my garage and immediately grabbed my shotgun and proceeded to walk out toward the street staring him down. Smart guy didn't even stop and just kept driving. |
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http://www.nydailynews.com/news/nati...icle-1.2156958 ^Shot in the head for honking. :confused: |
And I should mention that Texas is a one party consent state, which means as long as you are part of the conversation, you are permitted to record it without anyone else's consent. I set my phone to video as soon as an accident occurs - I walk around a look like I'm taking photos, but it's also recording audio. Try and get them to admit fault and apologize while you're recording. I actually put someone without insurance on the phone with my insurance company and had them admit fault while we were still at the scene of the accident (what an idiot lol).
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Everyone is like 500000x time tougher behind the wheel than on foot. I try and stay out of everyones way. I try my damn hardest to not even make eye contact or engage with anyone, which is not easy to do. The other day I was not going fast enough for someone and they passed me on the grass median of a highway at 80mph
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