370z and park & rides

Asheth · 05-04-2015, 04:22 PM

Quote:

Originally Posted by Redhorizons

I have USAA, which is supposed to be a good insurance. I have never had a claim before, so I guess I'll be putting there reputation to the test. The USAA certified body shop I took it to said they really cant get a good idea of how much damage was done until they order wheels and tires and install them so they can get the car on a lift. But the tech said that he thinks the rotors and calipers should be replaced; between the POS dropping the car on the front rotors and the tow dragging the vehicle on the rotors Plus they did cosmetic damage to the calipers, not sure how, maybe they were trying to take them too.

I have USAA as well I honestly have never heard anything bad about them. I'm retired military and everyone told me to go with them while I was in so I've just carried them but I haven't had to make any claims. I did call about 2 weeks ago and the lady said on top of full coverage they can cover an additional 20% over the value of the vehicle and they have some sort of $5000 additional coverage also. It cost me like an extra $14 a month to add all that since I'm modded.

Hope they cover everything for you their track record seems great.

MR.nismo · 05-04-2015, 05:10 PM

Quote:

Originally Posted by Asheth

I have USAA as well I honestly have never heard anything bad about them. I'm retired military and everyone told me to go with them while I was in so I've just carried them but I haven't had to make any claims. I did call about 2 weeks ago and the lady said on top of full coverage they can cover an additional 20% over the value of the vehicle and they have some sort of $5000 additional coverage also. It cost me like an extra $14 a month to add all that since I'm modded.

Hope they cover everything for you their track record seems great.

I had USAA for over 15 years and I had to cancel their policy. I'm like you retired military and once I moved to NJ my insurance went from $240 a month to $460 a month (and no Z included) and that was by lowering all coverage just to be in compliance with the law. I call them several times to "review" my policy and nothing was done. So after 8 months of abuse, I started to look for a better insurance. By adding the Z, my policy was going to jump at $650 per month with USAA. I found a local Allstate agent and now I pay $330 per month with better and higher coverage limits than USAA. Allstate send me a check for "good driver" 6 months into the policy for almost the same amount USAA was sending just once a year with SSA subscriber savings account. I have an excellent driving record no reckless, no DWI, never totaled a vehicle and so on.

AngelNismo · 05-04-2015, 05:35 PM

Quote:

Originally Posted by MR.nismo

I had USAA for over 15 years and I had to cancel their policy. I'm like you retired military and once I moved to NJ my insurance went from $240 a month to $460 a month (and no Z included) and that was by lowering all coverage just to be in compliance with the law. I call them several times to "review" my policy and nothing was done. So after 8 months of abuse, I started to look for a better insurance. By adding the Z, my policy was going to jump at $650 per month with USAA. I found a local Allstate agent and now I pay $330 per month with better and higher coverage limits than USAA. Allstate send me a check for "good driver" 6 months into the policy for almost the same amount USAA was sending just once a year with SSA subscriber savings account. I have an excellent driving record no reckless, no DWI, never totaled a vehicle and so on.

That seems high.. I live in Brooklyn and give Geico 180 ish per month, albeit full coverage I choose high deductibles.

Asheth · 05-04-2015, 06:51 PM

Quote:

Originally Posted by MR.nismo

I had USAA for over 15 years and I had to cancel their policy. I'm like you retired military and once I moved to NJ my insurance went from $240 a month to $460 a month (and no Z included) and that was by lowering all coverage just to be in compliance with the law. I call them several times to "review" my policy and nothing was done. So after 8 months of abuse, I started to look for a better insurance. By adding the Z, my policy was going to jump at $650 per month with USAA. I found a local Allstate agent and now I pay $330 per month with better and higher coverage limits than USAA. Allstate send me a check for "good driver" 6 months into the policy for almost the same amount USAA was sending just once a year with SSA subscriber savings account. I have an excellent driving record no reckless, no DWI, never totaled a vehicle and so on.

I pay $119 a month for full coverage + the extras I mentioned. I just have one vehicle and just myself for coverage. Maybe that could be the difference.

MR.nismo · 05-04-2015, 07:44 PM

Currently I pay 330 and that is for a Venza, a Rav4, Ducati 1198 and the Z. So 3 vehicles and a bike for 330 a month I figure is ok. That's is why when I moved to NJ just for the two Toyotas and the bike I was paying almost 500 per month and that was way too high. I was looking at getting the Z again but the insurance was going to kill me. Once I went to Allstate and got a decent quote that's when I decided to get my Z again.

05-04-2015, 07:44 PM	#5 (permalink)
MR.nismo Enthusiast Member Join Date: Nov 2011 Location: Hackensack, NJ Age: 52 Posts: 373 Drives: 2014 Nismo Gun Metal Rep Power: 15	Currently I pay 330 and that is for a Venza, a Rav4, Ducati 1198 and the Z. So 3 vehicles and a bike for 330 a month I figure is ok. That's is why when I moved to NJ just for the two Toyotas and the bike I was paying almost 500 per month and that was way too high. I was looking at getting the Z again but the insurance was going to kill me. Once I went to Allstate and got a decent quote that's when I decided to get my Z again. Asheth likes this. __________________ Sarcasm and Orgasm are about the same thing. One is good....the other is better.

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