0% interest is good but owing money on things still feels weird

it's like... i drive this car but i haven't fully bought it yet :confused:

or if it's a lease then... i drive this car but it's not mine :confused: :confused:

same with mortgages... i live in this house but i haven't bought it yet

doesn't make sense in my mind lol

but tbh nothing is really yours, dont pay taxes = :owned:

paying off a house is a bit harder though we personally toss 300 or more each month towards the house as well. 30 years is along time, 20 or less sounds better!

I agree, but with 0% it kinda depends. If you had enough to pay it off, would you be better off investing it? But of course, that's a risk. Unfortunately things like money market accounts and other safe investments don't pay jack now. But I digress...

I guess another way to look at it is to pay off the car before you start modding heavily. I wouldn't want to throw too much money at something that the bank could just take away from me.

im honestly not sure. my dad about killed me when i told him i got an extended warranty from the dealership. I know what its like to have an unexpected problem with a car and how much of an inconvenience it is so i did it in hopes of protecting my *** due to some sort of issue. especially after reading all the threads about problems these cars have before buying.

think it was a stupid idea?
ive never kept a car a full 7 years
id like to think this will be the first but im not sure

You would have been better off with a savings account. Unfortunately, your dad was right. You're paying interest on an extended warranty. You should be sure about what you pay for things going forward. Give the warranty company a call and see what your options are for getting out of it. From the numbers you gave, you spent 13.9% of the purchase price of the car on an extended warranty.

$389 for 52 more months with 2.3%...think I put like 2500 down payment on a 27500, but I need another car now...thinking I might have 2 car notes starting in June/July timeframe...