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-   -   How much is insurance costing you in the St.louis area (http://www.the370z.com/mid-western-region/68045-how-much-insurance-costing-you-st-louis-area.html)

n1ssan370z 03-10-2013 02:00 PM

How much is insurance costing you in the St.louis area
 
So I am looking foward to get a 370z and I live in O'Fallon but I have no idea how much my insurance will cost me and how much it will cost for a new driver

DEpointfive0 03-10-2013 02:04 PM

Wellllll... Since you're 16, why don't you have your parents just call your insurance company?


In CA unless you own the account, you can't get an estimate under someone else's account (your parents.)
And you cannot have 2 different policies for family members who live in the same household

Jasonle 03-10-2013 02:46 PM

I agree... call your insurance agent and get a quote.. it's going to be high. Where in Ofallon do you live?

tower74 03-10-2013 08:46 PM

Quote:

Originally Posted by n1ssan370z (Post 2205708)
So I am looking foward to get a 370z and I live in O'Fallon but I have no idea how much my insurance will cost me and how much it will cost for a new driver

Lets see....you are 16.....probably your first car....again,you're 16......ummmm shyt load comes to mind. I have a near perfect driving record, thanks lawyers, and I pay $140 a month for my Nismo. So for you, somewhere around $270+

tower74 03-10-2013 08:47 PM

Quote:

Originally Posted by Jasonle (Post 2205760)
I agree... call your insurance agent and get a quote.. it's going to be high. Where in Ofallon do you live?

Easy stocker:roflpuke2: JK

Jasonle 03-10-2013 08:52 PM

Quote:

Originally Posted by tower74 (Post 2206220)
Easy stocker:roflpuke2: JK

lol

diddy535 03-10-2013 10:26 PM

Have you figured out your monthly payment for the car yet? It's an expensive car to maintain, not to mention a full tank of gas is going to run you 60-70 for premium. When I first started driving, 17, in NJ, a 1999 Volvo v70 station wagon, it was 2k a year. St. Louis is probably cheaper so Ill give you that - but you're talking about a 2 seater sports car instead of a wagon.

tower74 03-10-2013 10:50 PM

Quote:

Originally Posted by diddy535 (Post 2206355)
Have you figured out your monthly payment for the car yet? It's an expensive car to maintain, not to mention a full tank of gas is going to run you 60-70 for premium. When I first started driving, 17, in NJ, a 1999 Volvo v70 station wagon, it was 2k a year. St. Louis is probably cheaper so Ill give you that - but you're talking about a 2 seater sports car instead of a wagon.

And most companies consider it a luxury car. So there for it costs more.

Z370Z011 03-10-2013 11:01 PM

Quote:

Originally Posted by tower74 (Post 2206371)
And most companies consider it a luxury car..

really??? i wonder what they consider the G37 then :driving: lol

tower74 03-11-2013 07:58 AM

Quote:

Originally Posted by Z370Z011 (Post 2206380)
really??? i wonder what they consider the G37 then :driving: lol

It's about the numbers produced per year. Also how much they cost to fix. They had to replace a windshield, mirror and front quarter panel on my old 350z and it cost almost 3k to fix. I just had some minor bumper damage on my old 370 and it was $1000 to fix a small dent. I'm was also referring to my Nismo.:tiphat:

JacksonZ33 03-11-2013 10:36 AM

it's going to be astronomical...

I was 19 when I got my 350z with flawless record and my insurance was $250/mo and my z was only worth prolly 12k vs your $35k+ z. but now down to like $130.

tower74 03-11-2013 11:24 AM

Quote:

Originally Posted by JacksonZ33 (Post 2206826)
it's going to be astronomical...

I was 19 when I got my 350z with flawless record and my insurance was $250/mo and my z was only worth prolly 12k vs your $35k+ z. but now down to like $130.

Wow. Yeah now guessing....hmmm two seater and lack of driving knowledge. ..35k car. I'm gonna start a bet here, so I say $400. Now that's on your own not piggybacking off your parents insurance.

122554 03-11-2013 07:11 PM

Quote:

Originally Posted by tower74 (Post 2206977)
Wow. Yeah now guessing....hmmm two seater and lack of driving knowledge. ..35k car. I'm gonna start a bet here, so I say $400. Now that's on your own not piggybacking off your parents insurance.

And I'm betting that is with the minimum coverages and a $1K deductible.

DEpointfive0 03-11-2013 07:33 PM

I don't know about all these ASSumptions thinking it'll be astronomical....

It REALLY depends on state and insurance provider


In CA when I was 18 to be insured under the family with the 2003 Toyota Highlander and the 2008 Lexus ES350 and the 1998 Toyota Avalon it was $400/month through AAA, if we shifted companies it would be cheaper...
In any case, F that, I didn't get insurance and I'd drive my aunt's car (guest driver)...

Now when I moved to Houston at 20, I got several quotes for several cars for JUST me (2009 Maxima, 2009 Lexus IS350, ISF, 1994 Supra, and 1982 DeLorean...)
Everything was right around $300-350 a month (DeLorean and SUPRA were around $250/month)

Then I called State Farm, ISF and Maxima, me at 20 with a speeding ticket on my record with my brother at 29 with 2 tickets, $170/month, $1000/500 deductible... SOLD!!!
11 months later Maxima totaled, I got paid out $27.8k on a car I bought for $20.6, LOL (but I put $1-2k into it)

Fast forward a bit more, I get estimates for a Supra, DeLorean, 370Z, fuckín hell even cheaper!!! Supra and DeLorean with the current ISF, $140. 370Z with ISF, $162~ SOLD again!
And my deductible is at $500/250

Then I got THE cheapest Renters insurance... Now it's $155 WITH THE RENTERS INSURANCE!!! LOL!!!!!!

And I did driver's safe driving or some BS, and it's ANOTHER 10% off, LOL!!!

n1ssan370z 03-11-2013 07:41 PM

Do you think insurance will cost as much as the G35 coupe? Cause my brother got one for around the same price I might be purchasing my 370z for.


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