I feel you with USAA not wanting to take care of aftermarket parts. I was on the receiving end of that shaft when my Daytona 675 got stolen while I was deployed to Afghanistan while stationed in the UK... At least you got 2/3rds back, I got about 1/5th ugh. After that I switched to Geico.
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When all is said it done the Z will look better than before :yum: Quote:
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It has been a big delay in why I have not been able to get that over to you my friend yeahh.. I have had no car and was ubering it everywhere from the 19th of September until the 17 of October. Needless to say I should be Ubers #1 customer by friggin now. I just also haven't been able to find a box or transport it yet. I do have my brothers VW back now and I will see about going by Home Depot here if you still need the exhaust. :tup: Text me if you do brotha, I got a new phone and not sure if I have your number any more :tiphat: Quote:
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I got the insurance to cover 2/3rds of it, luckily, because of being in the insurance industry and knowing the same Rules and Regulations that USAA has to follow like State Farm does. I just had to read through the entire fine print policy language to grasp how USAA runs their policies. Multiple Places it stated that Aftermarket parts are considered Non-OEM parts of which is included in their Qualified Replacement Parts Program (QRPP). Still took a month to fight with them on it though and a lot of prior knowledge of how to handle an adjuster. Their issue and why they didn't pay out the full estimate is because by their appraisers standards the parts are repairable. By My standards and how the parts were broken they are not repairable and should be replaced. In the end USAA didn't pay $1400 of the $8800 estimate total I handed them. I'll put up some of the pictures after this post for all to see as well Quote:
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I would switch to another company, being State Farm so I have the leisure to service and do my own policy changes, but for the age of 22 and having this type of car, even with all the discounts available, it would still be close to $60 more per month of which I'd rather not pay each month. Of course when I gain Loyalty Discounts my premium will go down and as my years licensed go up premium will go down, but until I'm passed 9 years licensed it'll be $220+ anywhere else I go. Hope Geico has been good to you so far though with any claims. :tup: |
Here are the pictures from after the accident and I had gotten back; For some reason when I got these off of my Claim online since my old broken phone had the pictures, the pictures look filtered and some of the damage does not look as bad as it does in person or in my original photos. Maybe that's the reason insurance companies try to offer so much less besides trying to screw the consumer lol :ugh2:
http://i63.tinypic.com/1z1h0dw.jpg http://i67.tinypic.com/3021bf5.jpg http://i66.tinypic.com/bdqkgw.jpg http://i68.tinypic.com/1zf4fep.jpg http://i65.tinypic.com/2gvst9l.jpg http://i68.tinypic.com/2lu9kox.jpg Cracks down sides of Front Bumper http://i65.tinypic.com/140l0fa.jpg http://i66.tinypic.com/2iarluv.jpg |
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During this whole ordeal I had my shop put on all my HoneyComb CF parts, so It will definitely be an excitement when I pick it up... Did I mention that I am picking it up EDIT:TOMORROW??? |
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Right? When I got the email I pretty much j!zzed myself...2 months without my friggin car this time..
Heck since mid-end June to current date I have only had my car maybe a month and a half if that..lol.. screwed up... |
So shitt needs to stop falling off of other peoples cars and hitting my damn car... I didn't have my car back 3 weeks before another accident...
more to come.. :icon14::cool::crying::horse::shakes head: |
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