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Nissan 370Z Forum (http://www.the370z.com/)
-   The Lounge (Off Topic) (http://www.the370z.com/lounge-off-topic/)
-   -   The New "What did you do with your Z today" (with off topic replies) XV (http://www.the370z.com/lounge-off-topic/96441-new-what-did-you-do-your-z-today-off-topic-replies-xv.html)

Gadgetech 10-29-2014 09:00 PM
Quote:
Originally Posted by cigarclifford (Post 3016298)
Greeting's Mr Gadetech,:hello:

That was a very nice photo of your wife and you yesterday...:tup:


I hope that all is well with you today....
:tiphat: Many thanks to you Mr. Clifford, and I appreciate the compliment! I trust things are well with you today? How many hours until exodus?

cigarclifford 10-29-2014 09:05 PM
Quote:
Originally Posted by Gadgetech (Post 3016301)
:tiphat: Many thanks to you Mr. Clifford, and I appreciate the compliment! I trust things are well with you today? How many hours until exodus?
Thank you for asking Mr Gadetech 40 hours and counting.....:tup:

Clifford being Clifford has a 400 mile run from SF down to San Simeon planed....


Highway 1 is awesome this time of year...

Gadgetech 10-29-2014 09:08 PM
Quote:
Originally Posted by cigarclifford (Post 3016307)
Thank you for asking Mr Gadetech 40 hours and counting.....:tup:

Clifford being Clifford has a 400 mile run from SF down to San Simeon planed....


Highway 1 is awesome this time of year...
Sounds like a great plan!

cigarclifford 10-29-2014 09:09 PM
Quote:
Originally Posted by Gadgetech (Post 3016309)
Sounds like a great plan!
Have you and your wife ever visited the California coast.....:tup:

Affixed map......


http://montereybay.noaa.gov/vc/cdc/i...meon-map.l.jpg

Gadgetech 10-29-2014 09:34 PM
Quote:
Originally Posted by cigarclifford (Post 3016312)
Have you and your wife ever visited the California coast.....:tup:

Affixed map......


http://montereybay.noaa.gov/vc/cdc/i...meon-map.l.jpg
My wife has not been anywhere on the west coast. My job has taken me to Eugene, OR and San Francisco, LA/Marina Del Rey and San Diego. My buddy in MDR had an A5 convertible at the time and we took the I5 down the coast to my work conference. He also took me up to Malibu and around Rodeo Drive/Hollywood...you know, tourist stuff. I remember I saw the only two Bugatti Veyrons I've seen in person about 3 blocks apart from one another. Ate at the penthouse in Santa Monica.

I've spent a day in wine country/Napa/Sonoma as well.

Wife is pretty jealous about all of that.

cigarclifford 10-29-2014 09:43 PM
Quote:
Originally Posted by Gadgetech (Post 3016324)
My wife has not been anywhere on the west coast. My job has taken me to Eugene, OR and San Francisco, LA/Marina Del Rey and San Diego. My buddy in MDR had an A5 convertible at the time and we took the I5 down the coast to my work conference. He also took me up to Malibu and around Rodeo Drive/Hollywood...you know, tourist stuff. I remember I saw the only two Bugatti Veyrons I've seen in person about 3 blocks apart from one another. Ate at the penthouse in Santa Monica.

I've spent a day in wine country/Napa/Sonoma as well.

Wife is pretty jealous about all of that.
Well Mr Onzedge and Clifford are blessed and spoiled to be in California.
You need to make a vacation plan with your nice wife and visit our
fun state...Fly in and rent a car and drive the many roads and sights
in California......:tup:

Gadgetech 10-29-2014 09:59 PM
Quote:
Originally Posted by cigarclifford (Post 3016333)
Well Mr Onzedge and Clifford are blessed and spoiled to be in California.
You need to make a vacation plan with your nice wife and visit our
fun state...Fly in and rent a car and drive the many roads and sights
in California......:tup:
Noted! We are headquartered in Fremont so I just need to find an excuse to visit...do a little work so they feel comfortable paying for things like the rental, room and my air fair.


Sent from my iPad using Tapatalk HD

cigarclifford 10-29-2014 10:04 PM
Quote:
Originally Posted by Gadgetech (Post 3016338)
Noted! We are headquartered in Fremont so I just need to find an excuse to visit...do a little work so they feel comfortable paying for things like the rental, room and my air fair.


Sent from my iPad using Tapatalk HD


amazing Fremont...I eat in Fremont once a week for many years......:tup:

Same table.... same day.... every week....many years...:excited:

Massimo's | Italian & Continental Cuisine

cigarclifford 10-29-2014 11:53 PM
Ferrari........worth the read.........


https://autos.yahoo.com/news/billion...181400492.html

madwi 10-30-2014 01:03 AM
Quote:
Originally Posted by cigarclifford (Post 3016225)
Good Day Mr Madwi,:hello:

I hope that all is well with you today.......

forum brother Clifford
Thanks Cliff. Everything is good be it a tad bit busy though.
Best wishes headed your way.

Zoren 370 10-30-2014 03:01 AM
Good Morning Everyone!

Have a wonderful day.

Zoren 370 10-30-2014 03:03 AM
Master Onzedge whats the lesson for today?

Please no more Chinese proverbs it makes me Confucius.

blackcherry20 10-30-2014 04:38 AM
Quote:
Originally Posted by Zoren 370 (Post 3016409)
Master Onzedge whats the lesson for today?

Please no more Chinese proverbs it makes me Confucius.
:icon18:

:tup:

:hello:

Morning!

Gadgetech 10-30-2014 05:13 AM
Quote:
Originally Posted by Zoren 370 (Post 3016407)
Good Morning Everyone!

Have a wonderful day.
Quote:
Originally Posted by blackcherry20 (Post 3016416)
:icon18:

:tup:

:hello:

Morning!
:tiphat:

Good morning! :hello:

Sent from my Galaxy S5 Active

onzedge 10-30-2014 05:23 AM
Quote:
Originally Posted by Zoren 370 (Post 3016407)
Good Morning Everyone!

Have a wonderful day.
Quote:
Originally Posted by blackcherry20 (Post 3016416)
:icon18:

:tup:

:hello:

Morning!
Quote:
Originally Posted by Gadgetech (Post 3016420)
:tiphat:

Good morning! :hello:

Sent from my Galaxy S5 Active
Greetings!!!

onzedge 10-30-2014 05:23 AM
Quote:
Originally Posted by Zoren 370 (Post 3016409)
Master Onzedge whats the lesson for today?

Please no more Chinese proverbs it makes me Confucius.
Want nothing and you will have everything.

onzedge 10-30-2014 05:26 AM
http://fbcdn-sphotos-c-a.akamaihd.ne...8bc649bfb2a7f3

blackcherry20 10-30-2014 05:30 AM
Quote:
Originally Posted by onzedge (Post 3016426)

http://tapatalk.imageshack.com/v2/14...56a48a41d2.jpg

http://tapatalk.imageshack.com/v2/14...0b3e3ba3b3.jpg

onzedge 10-30-2014 05:31 AM
:icon17: :iagree:

Nismo89 10-30-2014 05:32 AM
morning all

blackcherry20 10-30-2014 05:33 AM
Quote:
Originally Posted by Nismo89 (Post 3016430)
morning all
Niz!!!

:hello:

:icon17:

Nismo89 10-30-2014 05:34 AM
Quote:
Originally Posted by blackcherry20 (Post 3016431)
Niz!!!

:hello:

:icon17:
BC!

onzedge 10-30-2014 05:36 AM
Quote:
Originally Posted by Nismo89 (Post 3016430)
morning all
:tiphat: Dude.

onzedge 10-30-2014 05:41 AM
Dear Mr. EW4K,

This letter concerns your alleged "list".

It has come to our attention that you have not updated us with the status o said "list" in quite some time. Please spend the few seconds it takes to provide us with its current, and hopefully accurate, status at your earliest convenience in order to resolve this matter.

Consider this a friendly reminder. Should you decide to not take action to resolve this question to our satisfaction, we will pursue any and all legal avenues.

Thank you for your prompt attention to this matter.

Regards,

Mr. onzedge™, et al

madwi 10-30-2014 05:59 AM
While quotes are being thrown around...
http://www.picschamp.com/wp-content/...igns-Ideas.jpg

-The Internet

Gadgetech 10-30-2014 06:07 AM
Y'all cracking me up this morning. :inoutroflpuke:

Nismo89 10-30-2014 06:19 AM
night all

( Click to show/hide )

onzedge 10-30-2014 06:22 AM
Mr. EastWest!!!

We are still watching you -- very carefully...

http://fbcdn-sphotos-e-a.akamaihd.ne...ff699c404de215

eastwest2300 10-30-2014 06:57 AM
Quote:
Originally Posted by onzedge (Post 3016434)
Dear Mr. EW4K,

This letter concerns your alleged "list".

It has come to our attention that you have not updated us with the status o said "list" in quite some time. Please spend the few seconds it takes to provide us with its current, and hopefully accurate, status at your earliest convenience in order to resolve this matter.

Consider this a friendly reminder. Should you decide to not take action to resolve this question to our satisfaction, we will pursue any and all legal avenues.

Thank you for your prompt attention to this matter.

Regards,

Mr. onzedge™, et al
NO

eastwest2300 10-30-2014 06:57 AM
:bowrofl::bowrofl::bowrofl::bowrofl:

eastwest2300 10-30-2014 06:57 AM
Quote:
Originally Posted by onzedge (Post 3016460)
Mr. EastWest!!!

We are still watching you -- very carefully...

http://fbcdn-sphotos-e-a.akamaihd.ne...ff699c404de215
:roflpuke2::bowrofl::roflpuke2::bowrofl:

eastwest2300 10-30-2014 06:58 AM
you azzholes....:bowrofl::bowrofl::bowrofl:

eastwest2300 10-30-2014 06:58 AM
Quote:
Originally Posted by onzedge (Post 3016433)
:tiphat: Dude.
:icon08:

eastwest2300 10-30-2014 06:59 AM
dude.

:icon08:

eastwest2300 10-30-2014 06:59 AM
eastwest --> :yawn:

eastwest2300 10-30-2014 07:00 AM
im hurt'n duuuudes....

eastwest2300 10-30-2014 07:00 AM
ughhhhhhhh :yawn::yawn:

eastwest2300 10-30-2014 07:01 AM
have a wonderful day itches!!!!

blackcherry20 10-30-2014 07:03 AM
http://tapatalk.imageshack.com/v2/14...0599980687.jpg

My favorite FB one lately. Cracks me up! NOT MY MoNKEYS! Lol

mishuko 10-30-2014 07:05 AM
Quote:
Originally Posted by JARblue (Post 3016148)
( Click to show/hide )
Mortgage vs rent is the better choice in almost every scenario if your budget allows for it and you plan to live there at least 5 years. The loans are typically front loaded to pay off the interest, so the longer you stay the more you pay towards principal, building equity. At $1000/mon in rent, you lose $60K in 5 years. You're going to be hard pressed to buy a house and take that much of a loss in the same period of time. I know the numbers are more complicated, but the simple fact is renting has 0 chance for equity. The people that lose their a$$ on housing are typically people who are living above their means and bought a house they couldn't afford (no thanks to the banks selling those loans).


Also, we live in Austin. Housing in Austin is different from housing elsewhere. There was virtually no effect on the market in Austin when the $hit hit the fan a few years ago. I know because we purchased our house in March 2009. It is nearly always a seller's market here. I can't wait to sell our house. I'm not looking forward to buying lol
well the whole rent/own debate is arguable... i mean if i had a portfolio of equal value of the house i could more than likely make a cash-flow that would cover both rent and living expenses. but in canadia we have a div tax credit for canadia companies and such... but it's all about your current situation and what makes the most financial sense.

everyone has a unique situation and it all depends what you value and such... for me i opt'd for a car (albeit a sports car) over a downpayment for a condo because it may happen that a job opens up and i need to move to a new city and the car is mobile!

Quote:
Originally Posted by Gadgetech (Post 3016165)
We refi'd from a 30 to a 15 about 5 years ago...best thing ever. Paid off more in the first 18 months than we paid off in the first 5 years of the 30 year. Interest rates were higher in the early 2000s as well which made a difference.

Sent from my Galaxy S5 Active
the power of compounding! but yea my parents told me how in the 90's they had to finance a house around 15%... i'm like credit card rate?!?!?!? good on you for taking a much more aggressive regime to pay off the loan. you'll be debt free in no time!

little disclosure i am working in the financial industry so i do have a bit more insight towards this magical math thing... must be an asian thing... maybe...






AND MORNING ALL!


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