:iagree::iagree::iagree::iagree:

finally, we agree on something.:tup::tup::tup::tup:

228 Days until Thanksgiving 2023

260 Days until Christmas 2023

267 Days until New Years 2024

? Days until EW pays off his BMW

https://www.cnn.com/2023/04/09/us/vi...rnd/index.html

"Virginia man wins $100,000 after purchasing 20 winning lottery tickets with the same numbers."

WTF. There really is no rhyme or reason on winning this sh!t. The office pool that I have been doing for a few weeks has panned out to about $5K, after spending much more. I suppose it's just a matter of time and somewhat of a mathematical equation before eventually winning.

We also agree on the Don/Ron Duo :iagree: :tup:

Sunday Night Blues....I really need to win a lotto jackpot....going to work/paying taxes/dealing with dumb@$$es is really starting to get old....

the hell we dont.. sh1t.. not in a billion years. :mad:

be strong duuude.:icon17:

you gotta have faith duude, faith is the key.:iagree:

:eek::eek::eek::eek:

:iagree:

Whatchu mean homie? The Don/Ron and then Ron/Don Duo's :tup:

yeahhhhh, no. both can go p1ss off :gtfo2::gtfo2::gtfo2::gtfo2:

Mr. EW, remember the golden rule! Kin folk be nice and be strong duude! :tup:

wwJd?

Good Monday Morning All. 75* for a high today with 30% chance of rain. :bowdown: Have a good one guys. Time to get this week Rocking. :happydance: Stay Safe, Stay Positive and Keep Moving Forward. :tup:

Remember: "Lead From The Heart, Not The Head." Princess Diana

Well that's life, then when you get close to retiring I am semi-retire it just continues. yea winning the lotto would help.
but it ok, I'm old and just enjoying life the way it comes

:ughdance::iagree:

Its Monday, the birthday week is over
I accomplished what I wanted saw Mom and help celebrate her 98th
saw my brother and sister and their families
spent time with my cousin born the same year
and had fun dinners with both my son's family, which included the grandkids.
Only one I did not see was my son in Seattle
Finally a great drive home from Martinsville, VA simply to reflect
life is good
:ughdance::tiphat::hello:

i always try to follow the golden rule.. and Im always strong duude.:happydance:

Always the right thing.:iagree:

sounds like you had a great weekend, good for you brother.. you are blessed sir.

227 Days until Thanksgiving 2023

259 Days until Christmas 2023

266 Days until New Years 2024

? Days until EW pays off his BMW

https://www.cnn.com/2023/04/10/asia/...hnk/index.html

"Elderly couple dies after eating poisonous pufferfish in Malaysia."

"Highly prized but deadly delicacy."

"There is no known antidote to the poison."

I mean, if you decide to play Russian Roulette by eating a known toxic fish and you end up dying, that is 100% on you.

:hello:

Happy post Easter Monday. Another beautiful day in the hood.

https://www.cnn.com/2023/04/10/econo...vey/index.html

"Consumers feel credit is getting harder to come by, Fed survey shows."

No sh!t people. What did you think would happen when rates have drastically increased a few fold times over??

I've mentioned this a few times over the past months that with each increase, consumers will be qualified for much less than what they otherwise would have when rates were much lower, if they qualify for anything at all. Again, now is NOT the time to get into additional liability debt. If you can't pay it off in 29 days, don't buy it.

For those that believe it’s a bad time to buy a home, one of my clients closed today on their home and only had to bring $12K to the closing table. In a normal/balanced market, the buyer typically needs to come up with approx. 10% of the purchase price.

When to buy a home really depends on YOUR financial situation. As I have always advised my clients, just because rates are high does not mean it’s a bad time to buy and just because rates are low does not mean it’s a good time to buy. As I have always advised my clients, if you have the ability and means to buy, then buy. Buying a home is a healthy/asset debt, something that will build you wealth (if done right).

This particular client was a first-time buyer and had limited cash to purchase. So the game plan was to find a home that has been sitting on the market for some time (60+ days). The idea is that if a seller lists their home, they are in a position where they have to sell. And with each passing day and sitting on the market, the seller becomes more and more pressed to sell sooner than later. We were able to work out where the seller of this home paid all the closing costs (buyer and seller), fixed things up around the house that were NOT required by insurance, and also offered seller credits to help pay for discount points. What normally would have been near $35K required of the buyer at closing was reduced to $12K.

EDIT:

Disclaimer: this strategy does NOT always work, as each deal/contract/closing is unique and different.

dude. :hello:

:tiphat:

:hello:

:hello::hello:

Good Tuesday Morning All. 76* for a high today with 0% chance of rain. :bowdown: Time to Rock. So hope you all have a Good one today. :happydance: Stay Safe, Stay Positive and Keep Moving Forward. :tup:

Remember: "It Doesn't Matter Who You Are. If You Can't Put Down The Weight Without Dropping It, Then Don't Pick It Up." Mike Graham

226 Days until Thanksgiving 2023

258 Days until Christmas 2023

265 Days until New Years 2024

? Days until EW pays off his BMW

Or slamming it. I see some idiots that lift more than they should, barely do 3 reps, and slam the weight down :shakes head:

:hello::hello::hello:

happy tuesday boys and girls.

Tuesday, yes its the 2nd workday
now down to Atlanta, cause Saturday is a track day
enjoy the moment
:happydance:

You are living the life sir!

When I read this post, I heard it being said in Billy Idol's voice :icon17:

Not sure about South FL, but Central FL is getting so awesome weather! Getting down to the high 60s in the evenings and no humidity.

Fixed for you :tup:

https://www.cnn.com/2023/04/11/econo...ing/index.html

"Yellen: ‘Not anticipating a downturn’ in the US economy." April 2023

https://www.npr.org/2022/06/01/11023...llen-inflation

"Treasury Secretary Janet Yellen says she was wrong about the risks of inflation." June 2022

Not sure if anything she says has any weight or credibility.