:rofl2:

whats up fellas. :hello:

Hey bud, I’ve been thinking about your situation re. flood insurance. My advice, and I’ll leave it be after this, would be to research it online and then contact your home insurance agent and speak with them about it and how to go about getting set up with it.

PS- don’t forget about getting, if you don’t already have it, mold and mildew remediation coverage added to your homeowners policy. That **** can get expensive super quick, I’ll lay out a scenario for everyone:

Storm hits, your roof gets damage and water intrusion aka some flooding. Home insurance company says okay, your roof is covered but not the water damage, that’s flood insurance, flood insurance then covers the water damage but in the course of that repair, they find extensive mold issues bc Florida and it took months to get contractors and the insurance company crap squared away. Flood insurance will cover new drywall and appliances but it won’t treat the mold issue. Without a mold policy rider, you may end up with no coverage for that, kinda hard to close up everything if there’s mold behind. Now you need to come up with that $$ for mold immediately or the whole project is in limbo.

Mold remediation can get real expensive quick, think asbestos remediation levels of $$.

Ok, sorry to be sounding like a Debbie downer and I’m not trying to scare you, just trying to educate and hopefully help a new homeowner avoid common pitfalls for first time homeownership. :tup:

Excellent advice and you sound like you understand the insurance game quite well. Your scenario is exactly what could easily happen.

The only part of your story that disturbs me is that my wife’s name is Debbie. :icon14:

Time for some leftover spaghetti w/toast :yum:

Interesting dining room table...:rofl2:

can that even be called toasted?

My knowledge of the insurance game pales in comparison to your knowledge of bacon. You sir, have probably forgotten more about bacon than I’ll ever know. :tup:

Yes Sir...Captain John Derst’s bread too :yum:

One brace down, one to go. After I'm done. Then it's off to Bill for powdercoating.

Wifey got the Insta-pot out. She made a chicken and bean soup. :yum: Boy.....it was good. :yum: Has a bit of a southwest kick. About 2 alarm. It will clean out your sinus.

Texas toast. :yum:

Ok, just gave my little fur baby a big hug and some belly rubs. Dogs are the best thing about this shitty world.

And tonight’s featured special “Devil’s Canyon” :tup:

I have a fat-cat that likes to crawl all over me :ugh2: