Looking for an Insurance Expert

Zeetah

so i took my car in to get an estimate, appraiser comes in sees the damages, takes pics, and i showed the scratches on the hood, and he said thats from a another incident, ( my rear bumper right side was dented and the got was pushed forward about 1-2 feet, and in front of my car were 2 stoves, inside the garage, the front of the bumper hit the stove, got dented a tiny bit and the glass from the stove shattered upon impact and scratched the front bumper and hood, and glass pieces went through the front bumper and i can hear it when i hit the undertray with my hand, can also see bits of the glass), yet the appraiser still says its from another incident, the adjuster later tells me, there giving me the benefit of the doubt since i made a police report and calling it a hit and run instead of vandalism. there were 2 cars parked in the garage, and theres no way for my rear right to get hit with another car without the car next to me not getting damaged, the car on my right sits around 2 feet or less away and there bumper sticks out further as mine sticks more inwards, making it impossible to hit me without damaging both cars. and the adjuster is making it sound like there doing me a favor because i made a police report, ( you have to make a police report anyway ) and she says she doesnt know if i hit a wall or something, that pissed me off, why would i go backwards smash my rear, than drive forwards and get scratches from the AIR, makes NO SENSE......... i told her that someone broke in and there are many items in the garage that could have been used to do the damage, let alone the crook bringing their own weapon of choice......... person was extremely impatient, cut me off while asking questions, didnt answer my questions and brushed me off when i asked for a manager, im afraid to do anything, bc i havent received an estimate yet and i dont want to piss them off. and the adjuster said if i wanted to do another claim for the hood bc its a different incident i would have to pay a second deductible, which is stupid, bc my deductible is high and the hood apparently needs a buff from what the appraiser said... i have pics of the oven that shattered, dents on it, and the shattered glass still under the front bumper undertray, so WTF.........

thanks for all who read the long story, any advice would greatly be appreciated.

pics are in the other thread, i dont have many threads