z towed and damage done

[jamesj1996]

will my car insurance go up if i ran over a huge piece of metal sitting in the middle of the highway? reason im asking is because i got the car towed to a body shop being that the subframe is damage the gas tank and exhaust. but there was no accident so would my insurance go up if i filed it to geico to get it fixed ? its like if i ran over a deer its not an accident involving others its just an object that i have no control over some ppl told me it wont go up some told me it will insurance says they are unsure as well