Quote:
Originally Posted by Pelican170
Thats an interesting way to look at it, but no, i didnt lost anything. I have investments... and besides, I havent heard of anyone getting a 3% interest rate on their loan. Usually a bit higher for these cars from what I have seen... Who knows, maybe its different elsewhere...
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I went with my bank (Bank of america) for the loan:
Bank of America | Please Select Your State
I think those rates are a bit better than they used to be when I bought my 370z in early july. I think the 72 month new car loan was 3.75%. I ended up getting another .5% off the APR due to the loan being over 30k so it dropped it down to 3.25% (just over 3%) so its definitely possible. Going 60 month would have been a bit closer to 3% and maybe saved me $500 or $800 or something? I forget over the life of the loan but it was worth that extra $500 to get another year to pay it off to me.