gfxlonghorn

Yes, it was through Nissan Finance from what I understand. We went to a credit union before coming in and basically told them if you can't beat the 4% from this credit union, we won't finance with you, and they made it happen [sort of]. This 4% was for my dad who has ~800 credit score. I am a new college grad with almost no credit history, so we both cosigned the loan so I could build credit with a better interest rate. I would have gotten 6% alone, and he could have gotten 3.5% alone, so they met us somewhere in the middle.

I highly suggest going to a credit union and getting a rate on paper; even if it is just to bargain with the dealerships. This is easy profit for the dealerships so they will bend over backwards to get you to finance with them.