Its my dad's garage and his house as I haven't moved into mine yet... Its not quite as much but sadly I paid almost as much for my house as he did for his due to the difference in house prices 8-9 years ago even though its significantly smaller and only has a 2-car garage. The dealer offered me 4.2% APR on a 60 month term which was their lowest rate (teir 0 on their table) but It looks like I am gonna go with B of A.
Congratulations! You're Approved for an Auto Loan
You're approved for the following offers.
Loan Amount Vehicle Term APR1 As Low As
$33,009.89 Used 60 months 3.95%
$33,009.89 Used 72 months 4.11%
$33,009.89 New 60 months 3.44%
$33,009.89 New 72 months 3.71%
I am thinking about doing 72 months too. An additional $800 over the life of the loan but it reduces my monthly payments from around $600/month to $512 which is a full $100 lower than what they would have been going with the Dealer's financing.
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