Not for nothing but I think the notion of investing into your education with the expectation of getting what you put in, back - is not guaranteed. Plenty of well educated, under-paid, unemployed people out there. And the diversified portfolio...Depends which theory of the US/Global financial outlook you subscribe to.
I have NO degree and I make more money than plenty of my coworkers who have BA/MS/Phd's. I know that I am not an example of the "norm" but more an example of being passionate, driven, and constantly striving higher.
I don't want to derail the thread so carry on!
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