I’m with State Farm too and saw a 19% increase last renewal with no changes to my policy. Their excuse was “regional trends.” I get that weather is a thing, but it feels like they’re just pushing costs without accountability. Your story about the phantom third claim is ridiculous—how are we supposed to manage our own policies if we’re not even told what’s affecting them? Hope you can get that cleared up fast.
https://beinsure.com/top-20-us-auto-...iting-results/