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Originally Posted by Rusty
Piece of advice.......start saving for retirement at a very early age. Don't count on anyone to help you out.
With the internet and social media is when all of this bull crap started.  |
Good advice, and wifey said the same thing about retirement funds. Not going to lie, this isn't something that I really pay attention to, but wifey has taken the liberty and created a retirement portfolio a while back. I honestly have no idea what I'm looking at and leave it up to her.
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Originally Posted by Spooler
We don't get to retire these days. We will have to work until our ten toes turn up.
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Honestly, if the past 3 months are a preview of retirement, then I'm probably not going to. It's been super boring, even if I try to find stuff to do. I've gotten to a point where I have my old team call me incognito and I help them out with their work.
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Originally Posted by MZ DAIZY
If i had to do it over I'd go with less employees. Keep the business lean and mean. Employees are expensive. When tough times hit, (and they did) a lot out people overextended went belly up.
Chasing dollars to make payroll sucks big time. Another problem i had was accounts recieveable. It was industry standard in printing back then to give customers unsecured credit. I was constantly on the phone chasing my money. Over 32 years I was probably stiffed for over $750,000. The couple of guys left today doing what I did take Credit Cards and get paid in advance.
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Yeah, that would be frustrating. Were you able to place liens on their businesses for non-payment?