Originally Posted by vtec to vvel

As with anything in life

When I bought my house, it apparently was a conflict of interest if I were to originate my own loan. I didn't want anyone else at my office knowing my personal information, so I went to an external lender. I vetted out close to 10 different loan officers before finally choosing a lender, and I would test/ask them intentional stupid questions to see if they knew what they were talking about. Some of the questions I asked was to the likes and equivalent of asking a mechanic about muffler bearings, alternator fluid, starter acid, etc.