Originally Posted by Spoiler

One main thing to realize is that you never take their first offer... never..

Whatever they tell you, be polite and professional and tell them it is too low of an offer.

Once you play this game and reach an impasse, ask to speak to the adjusters manager.

Do some homework, have some facts and info to tell them and keep telling them that you can’t settle for their offered amount.

You have to play them. Their job is to settle with you for as low as possible of a number...