$350/month in the 1880's?
I have been forced to change my individual policies every year since Obamacare; they stop offering them every year and the plans get more expensive for shittier coverage each year. Went from a $250/mon PPO with $0 deductible 80/20 coverage with $1500 yearly max out of pocket. Now pay over $500/mon for HMO with $1500 ded 80/20 coverage with $4500 yearly max OOP.
They won't even give me a PPO plan unless I run it through my company. Which is way more expensive for the company and doesn't make financial sense.