keep the highest deductible your auto financer will allow, and keep that much in reserve in savings in case you ever need it. Also, if you have a mortgage, go for a high deductible, and never make a house claim unless its catastrophic. One small claim on your homeowners insurance can make them drop you.
Also, I have a Sam's Club mastercard. It gives 5% back on gas, 3% on travel and dining and 1% on everything else. I use it for everything and pay on it about once a week so it doesn't get out of control. Keep a zero balance every month and last year they gave me about 1200 cash back.
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NISSAN: 75 280Z / 86 300ZX GLL /87 Sentra SE / 03 350Z / 23 Z
Porsche: 93 968 / 23 Macan GTS / 93 968
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