Well in the line of work that I do, one thing I don't have to worry about is job security. I work for the Federal Bureau of Prisons. As for retirement, I have a TSP account with my job in which 5% of my check goes into and the Feds match it and so on and so forth, and yes, I could always do more with that. But on the other hand, I see what you are saying and you are correct. My perspective was just different. I was looking at it in another way but I know that the only way for me to afford the car on a 5 year loan, is to save up around 20-25k and drop that as a down payment. My problem is patience, I've been waiting for 3 years already to get back into another fun car and out of the soccer mom SUV I've been driving. Its killin me, hah!
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