I'd go with a wrap. Two tone is extremely trendy and you're likely to change your mind later down the line. You can always go back if you wrap but a paint job is far more permanent. A wrap also protects the underlying paint, which could be a good or a bad thing because when you remove it some panels may appear newer than others.
Wraps, on the other hand, scuff more easily. They will typically last 2-3 years if you park out in the sun constantly. Also depends on how harsh the sun is in your region. It'll last much longer if you're parked in a garage.
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