Sure but, doesn't answer my question.
Take a walk down the lane, house 1 will be $200,000 and house 2 will be $220,000. I'd "Live" in either. Whats wrong in living in the $200,000 one...
The debate I'm making is, if I DON'T buy the car, even THEN, how do I know I can spend $X on a house?... how much is X going to be? - Once I establish that based on what I can afford, how much credit I get etc., I then check, oh, I can buy a $220,000 house - now how bad is the $200,000 house?... hmmm not bad...
Thats the argument I'm making... hope to hear your reply now. Maybe I wasn't phrasing myself correctly.
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